tag:blogger.com,1999:blog-34205299411596390312023-12-27T14:27:05.788-08:00JP Boyd on Family Law Blog by Collaborative Divorce Vancouver<i>This blog provides updates on important developments in family law in British Columbia and news about changes to the legislation, court procedures and court rules applicable to family law cases and is curated by <a href="http://www.collaborativedivorcebc.com">Collaborative Divorce Vancouver</a></i>CollaborativeDivorceVancouverhttp://www.blogger.com/profile/07665053000852352839noreply@blogger.comBlogger447125tag:blogger.com,1999:blog-3420529941159639031.post-6882096872557404522023-05-01T14:18:00.005-07:002023-05-01T14:18:17.304-07:00Can collaborative lawyers be found negligent for not setting a trial date? <p><b> <span style="font-family: Calibri, sans-serif; font-size: 11pt;">Can Collaborative Lawyers be Found Negligent For Not </span><span style="font-family: Calibri, sans-serif; font-size: 11pt;">Setting A Trial Date?</span><span style="font-family: Calibri, sans-serif; font-size: 11pt;"> </span></b></p><p><span style="font-family: Calibri, sans-serif; font-size: 11pt;">by <a href="https://www.collaborativedivorcebc.com/familylawyer/rena-chen">Rena Chen</a> and Jennifer Lin </span></p><p><span style="font-family: Calibri, sans-serif; font-size: 11pt;"><br /></span></p><p class="MsoNormal" style="-webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: Calibri, sans-serif; font-size: 11pt; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; line-height: 15.693334px; margin: 0cm 0cm 8pt; orphans: auto; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;">In the recent decision <i>Banh v Chrysler, </i>2022 BCCA 74 (“<i>Banh v Chrysler”</i>), the Court of Appeal overturned the trial judge’s finding that it would be significantly unfair to divide property equally. <o:p></o:p></p><p class="MsoNormal" style="-webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: Calibri, sans-serif; font-size: 11pt; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; line-height: 15.693334px; margin: 0cm 0cm 8pt; orphans: auto; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;">The husband owned 3 rental properties in his sole name that experienced a significant increase in value after the separation. The husband was solely responsible for his rental properties. <o:p></o:p></p><p class="MsoNormal" style="-webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: Calibri, sans-serif; font-size: 11pt; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; line-height: 15.693334px; margin: 0cm 0cm 8pt; orphans: auto; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;">The parties were married on August 9, 2014, started cohabitating in October 2014, and separated on August 9, 2016; however, they did not get to trial until the end of December 2019.<span> </span>Essentially, this was a 2-year relationship, but it took almost 3.5 years to get to trial. <o:p></o:p></p><p class="MsoNormal" style="-webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: Calibri, sans-serif; font-size: 11pt; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; line-height: 15.693334px; margin: 0cm 0cm 8pt; orphans: auto; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;">The trial judge ordered an unequal division of family assets by using the date of separation (instead of the date of trial) as the valuation date based on a number of factors, all of which the Court of Appeal determined were outside the scope of s. 95 of the <i>Family Law Act </i>(the factors that could lead to significant unfairness and unequal division)<i> </i>except for the short duration of the marriage. The Court of Appeal went on to conclude that the length of the relationship alone is not enough to support an unequal division of family assets, and awarded the wife one-half of the increase in value of the husband’s rental properties to the date of trial.<o:p></o:p></p><p class="MsoNormal" style="-webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: Calibri, sans-serif; font-size: 11pt; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; line-height: 15.693334px; margin: 0cm 0cm 8pt; orphans: auto; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;">This case raises a few troubling conclusions:<o:p></o:p></p><p class="MsoNormal" style="-webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: Calibri, sans-serif; font-size: 11pt; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; line-height: 15.693334px; margin: 0cm 0cm 8pt; orphans: auto; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><br /></p><p class="MsoListParagraphCxSpFirst" style="mso-list: l0 level1 lfo1; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;">1)<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]-->A short relationship alone is no longer enough to qualify as significantly unfair; and<o:p></o:p></p><p class="MsoListParagraphCxSpMiddle" style="-webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: Calibri, sans-serif; font-size: 11pt; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; line-height: 15.693334px; margin: 0cm 0cm 0cm 36pt; orphans: auto; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><o:p> </o:p></p><p class="MsoListParagraphCxSpMiddle" style="mso-list: l0 level1 lfo1; text-indent: -18.0pt;"><!--[if !supportLists]--><span style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin;"><span style="mso-list: Ignore;">2)<span style="font: 7.0pt "Times New Roman";"> </span></span></span><!--[endif]-->In situations of short relationships where one spouse owns more property than the other, this case effectively provides an incentive for the non-property-owning spouse to delay the trial for as long as possible (it is important to note that the husband’s lawyer raised this exact argument at the appeal, and the Court of Appeal dismissed the argument by simply stating that the Supreme Court Family Rules allows a party to set down trial). Meanwhile, the property-owning spouse faces the risk of owing the other spouse more and more money as time passes without a resolution, especially when considering the volatile nature of the Vancouver real estate market. <o:p></o:p></p><p class="MsoListParagraphCxSpLast" style="-webkit-text-stroke-width: 0px; caret-color: rgb(0, 0, 0); color: black; font-family: Calibri, sans-serif; font-size: 11pt; font-style: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; line-height: 15.693334px; margin: 0cm 0cm 8pt 36pt; orphans: auto; text-align: start; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; widows: auto; word-spacing: 0px;"><o:p> </o:p></p><p><style class="WebKit-mso-list-quirks-style">
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</style><span style="font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.693334px;">We believe collaborative family lawyers are now faced with a difficult question: should we be alerting our own Mr. Banhs of the importance of setting a trial date as soon as possible, and if we do not, would it be grounds for a negligence claim? How does this fit into the collaborative frame</span></p>CollaborativeDivorceVancouverhttp://www.blogger.com/profile/07665053000852352839noreply@blogger.comtag:blogger.com,1999:blog-3420529941159639031.post-90742587914412349402023-04-10T10:36:00.004-07:002023-04-10T10:36:55.617-07:00Proposed amendments to the Family Law Act (FLA)<p> </p><h1 class="UbhFJ7 nkqC0Q blog-post-title-font blog-post-title-color blog-text-color post-title blog-hover-container-element-color FG3qXk blog-post-page-title-font" data-hook="post-title" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-stretch: normal; line-height: normal; margin: 0px; outline: 0px; overflow-wrap: break-word; padding: 0px; vertical-align: baseline; word-break: break-word;"><span class="post-title__text blog-post-title-font blog-post-title-color" style="border: 0px; box-sizing: inherit; font-stretch: normal; line-height: normal; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="font-size: small;">Proposed amendments to the Family Law Act (FLA)</span></span></h1><div><span class="post-title__text blog-post-title-font blog-post-title-color" style="border: 0px; box-sizing: inherit; font-stretch: normal; line-height: normal; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="font-size: small;"><br /></span></span></div><div><span class="post-title__text blog-post-title-font blog-post-title-color" style="border: 0px; box-sizing: inherit; font-stretch: normal; line-height: normal; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-stretch: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;">Will clarify the law around pets, property and pensions to better meet the modern-day needs of separating couples.</span></span></div><div><span class="post-title__text blog-post-title-font blog-post-title-color" style="border: 0px; box-sizing: inherit; font-stretch: normal; line-height: normal; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-stretch: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><br /></span></span></div><div><span class="post-title__text blog-post-title-font blog-post-title-color" style="border: 0px; box-sizing: inherit; font-stretch: normal; line-height: normal; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-stretch: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-1lrtu" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Starting now, lawyers may wish to advise their clients on the ways that proposed FLA amendments in<span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: italic; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"> <span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: 700; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Bill 17-2023 (Family Law Act Amendment, 2023)</span></span> ("Bill 17"), including the transitional provisions, could impact their clients' positions regarding excluded property, pension and pets. <span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: italic; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Our thanks to </span><a class="_3Bkfb _1lsz7" data-hook="linkViewer" href="https://www.collaborativedivorcebc.com/familylawyer/nancy-cameron%2C-q.c" rel="noopener noreferrer" style="-webkit-text-decoration: var(--ricos-custom-link-text-decoration,none); border: 0px; box-sizing: inherit; color: var(--ricos-custom-link-color,var(--ricos-action-color,#0261ff)); cursor: pointer; font-family: var(--ricos-custom-link-font-family,unset); font-size: var(--ricos-custom-link-font-size,unset); font-style: var(--ricos-custom-link-font-style,unset); line-height: var(--ricos-custom-link-line-height,unset); margin: 0px; min-height: var(--ricos-custom-link-min-height,unset); outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;" target="_blank"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: italic; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><u class="_3zM-5" style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; color: #6e0678; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Nancy Cameron, K.C.</span></u></span></a><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: italic; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"> and other colleagues working out of the New Look Business Centre for bringing this best practices consideration to our attention.</span></span></span></p><div data-hook="rcv-block3" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="paragraph"></div><div class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-3hrc5" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-style: var(--ricos-custom-p-font-style,unset); line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><br role="presentation" style="box-sizing: inherit;" /></span></span></div><div data-hook="rcv-block4" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="empty-line"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-49bk8" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; color: #585858; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: 700; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><u class="_3zM-5" style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Proposed change #1:</u></span></span></span></span></p><div data-hook="rcv-block5" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-eopcl" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">As described by the government, one proposed amendment "would make it easier to equitably divide property by preventing the use of the outdated principle of the 'presumption of advancement' to decide how property is divided" under the FLA. A <a class="_3Bkfb _1lsz7" data-hook="linkViewer" href="https://www2.gov.bc.ca/assets/gov/law-crime-and-justice/about-bc-justice-system/legislation-policy/fla/fla-presumption-advancement-discussion-paper.pdf" rel="noopener noreferrer" style="-webkit-text-decoration: var(--ricos-custom-link-text-decoration,none); border: 0px; box-sizing: inherit; color: var(--ricos-custom-link-color,var(--ricos-action-color,#0261ff)); cursor: pointer; font-family: var(--ricos-custom-link-font-family,unset); font-size: var(--ricos-custom-link-font-size,unset); font-style: var(--ricos-custom-link-font-style,unset); line-height: var(--ricos-custom-link-line-height,unset); margin: 0px; min-height: var(--ricos-custom-link-min-height,unset); outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;" target="_blank"><u class="_3zM-5" style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; color: #6e0678; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">2016 government discussion paper</span></u></a> describes the presumption of advancement and FLA property division concept in greater detail. </span></span></p><div data-hook="rcv-block6" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="paragraph"></div><div class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-asmg2" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-style: var(--ricos-custom-p-font-style,unset); line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><br role="presentation" style="box-sizing: inherit;" /></span></span></div><div data-hook="rcv-block7" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="empty-line"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-3n3hr" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Bill 17's clause 3 adds a section that provides that certain common law rules are not to be applied respecting questions concerning spouses' ownership of property.</span></span></p><div data-hook="rcv-block8" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="paragraph"></div><div class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-48kj1" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-style: var(--ricos-custom-p-font-style,unset); line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><br role="presentation" style="box-sizing: inherit;" /></span></span></div><div data-hook="rcv-block9" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="empty-line"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth1 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-3dr8m" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin-bottom: 0px; margin-left: 40px !important; margin-right: 0px; margin-top: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: 700; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: italic; font-variant-caps: inherit; font-weight: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><u class="_3zM-5" style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: 16px; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">3 The following section is added:</span></span></u></span></span></span></span></p><div data-hook="rcv-block10" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth1 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-ucj6" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin-bottom: 0px; margin-left: 40px !important; margin-right: 0px; margin-top: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: 16px; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: 700; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Certain presumptions not to be applied</span></span></span></span></span></p><div data-hook="rcv-block11" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth2 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-aq1vn" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin-bottom: 0px; margin-left: 80px !important; margin-right: 0px; margin-top: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: 14px; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: 700; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">81.1 </span></span></span></span></p><div data-hook="rcv-block12" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth3 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-dinbo" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin-bottom: 0px; margin-left: 120px !important; margin-right: 0px; margin-top: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: 14px; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">(1) The rule of law applying a presumption of advancement must not be applied in questions respecting the ownership of property as between spouses.</span></span></span></p><div data-hook="rcv-block13" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth3 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-36etf" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin-bottom: 0px; margin-left: 120px !important; margin-right: 0px; margin-top: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: 14px; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">(2) The rule of law applying a presumption of resulting trust must not be applied in questions respecting the ownership of property as between spouses.</span></span></span></p><div data-hook="rcv-block14" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="paragraph"></div><div class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth3 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-1r6f6" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-style: var(--ricos-custom-p-font-style,unset); line-height: 1.5; margin-bottom: 0px; margin-left: 120px !important; margin-right: 0px; margin-top: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><br role="presentation" style="box-sizing: inherit;" /></span></span></div><div data-hook="rcv-block15" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="empty-line"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-ff63b" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: 16px; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Clause 4 of Bill 17 provides that property that is excluded from family property remains excluded even if ownership is transferred from a spouse to the other spouse.</span></span></span></p><div data-hook="rcv-block16" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="paragraph"></div><div class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-1vmlr" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-style: var(--ricos-custom-p-font-style,unset); line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><br role="presentation" style="box-sizing: inherit;" /></span></span></div><div data-hook="rcv-block17" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="empty-line"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth1 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-bqga1" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin-bottom: 0px; margin-left: 40px !important; margin-right: 0px; margin-top: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: 700; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: italic; font-variant-caps: inherit; font-weight: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><u class="_3zM-5" style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: 16px; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">4 Section 85 is amended by adding the following subsection:</span></span></u></span></span></span></span></p><div data-hook="rcv-block18" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth3 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-496fm" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin-bottom: 0px; margin-left: 120px !important; margin-right: 0px; margin-top: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: 14px; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">(3) If a property is excluded from family property under subsection (1), the exclusion applies despite any transfer of legal or beneficial ownership of the property from a spouse to the other spouse.</span></span></span></p><div data-hook="rcv-block19" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="paragraph"></div><div class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth3 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-3suj7" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-style: var(--ricos-custom-p-font-style,unset); line-height: 1.5; margin-bottom: 0px; margin-left: 120px !important; margin-right: 0px; margin-top: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><br role="presentation" style="box-sizing: inherit;" /></span></span></div><div data-hook="rcv-block20" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="empty-line"></div><h4 class="_2TrLF _1j-51 _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth1 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-1lb37" style="-webkit-text-decoration: var(--ricos-custom-h4-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-h4-color,var(--ricos-text-color,#212121)); direction: ltr; font-family: var(--ricos-custom-h4-font-family,unset); font-size: var(--ricos-custom-h4-font-size,20px); font-stretch: inherit; font-style: var(--ricos-custom-h4-font-style,unset); font-variant-caps: inherit; font-weight: var(--ricos-custom-h4-font-weight,unset); line-height: 1.2; margin-bottom: 0px; margin-left: 40px !important; margin-right: 0px; margin-top: 0px; min-height: var(--ricos-custom-h4-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-h4-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: 700; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: italic; font-variant-caps: inherit; font-weight: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><u class="_3zM-5" style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; color: black; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: 16px; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">6 Section 96 is repealed and the following substituted:</span></span></u></span></span><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: 16px; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"></span></span></span></h4><div data-hook="rcv-block21" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="h4"></div><h4 class="_2TrLF _1j-51 _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth1 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-49k34" style="-webkit-text-decoration: var(--ricos-custom-h4-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-h4-color,var(--ricos-text-color,#212121)); direction: ltr; font-family: var(--ricos-custom-h4-font-family,unset); font-size: var(--ricos-custom-h4-font-size,20px); font-stretch: inherit; font-style: var(--ricos-custom-h4-font-style,unset); font-variant-caps: inherit; font-weight: var(--ricos-custom-h4-font-weight,unset); line-height: 1.2; margin-bottom: 0px; margin-left: 40px !important; margin-right: 0px; margin-top: 0px; min-height: var(--ricos-custom-h4-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-h4-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: 700; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; color: black; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: 16px; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Division of excluded property</span></span></span></span></span></h4><div data-hook="rcv-block22" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="h4"></div><h4 class="_2TrLF _1j-51 _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth1 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-9i8qq" style="-webkit-text-decoration: var(--ricos-custom-h4-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-h4-color,var(--ricos-text-color,#212121)); direction: ltr; font-family: var(--ricos-custom-h4-font-family,unset); font-size: var(--ricos-custom-h4-font-size,20px); font-stretch: inherit; font-style: var(--ricos-custom-h4-font-style,unset); font-variant-caps: inherit; font-weight: var(--ricos-custom-h4-font-weight,unset); line-height: 1.2; margin-bottom: 0px; margin-left: 40px !important; margin-right: 0px; margin-top: 0px; min-height: var(--ricos-custom-h4-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-h4-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><br role="presentation" style="box-sizing: inherit;" /></span></span></h4><div data-hook="rcv-block23" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="empty-line"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth2 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-oiei" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin-bottom: 0px; margin-left: 80px !important; margin-right: 0px; margin-top: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: 700; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: 14px; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">96 </span></span></span><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: 14px; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">The Supreme Court must not order a division of excluded property unless</span></span></span></span></p><div data-hook="rcv-block24" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="paragraph"></div><div class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth2 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-fossr" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-style: var(--ricos-custom-p-font-style,unset); line-height: 1.5; margin-bottom: 0px; margin-left: 80px !important; margin-right: 0px; margin-top: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><br role="presentation" style="box-sizing: inherit;" /></span></span></div><div data-hook="rcv-block25" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="empty-line"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth3 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-f8mpg" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin-bottom: 0px; margin-left: 120px !important; margin-right: 0px; margin-top: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: 14px; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">(a) family property or family debt located outside British Columbia cannot practically be divided, or</span></span></span></p><div data-hook="rcv-block26" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth3 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-2v1ir" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin-bottom: 0px; margin-left: 120px !important; margin-right: 0px; margin-top: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: 14px; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">(b) it would be significantly unfair not to divide excluded property on consideration of the duration of the relationship between the spouses and one or more of the following factors:</span></span></span></p><div data-hook="rcv-block27" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth4 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-eul49" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin-bottom: 0px; margin-left: 160px !important; margin-right: 0px; margin-top: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: 14px; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">(i) a spouse's direct contribution to the preservation, maintenance, improvement, operation or management of the excluded property;</span></span></span></p><div data-hook="rcv-block28" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth4 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-47ito" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin-bottom: 0px; margin-left: 160px !important; margin-right: 0px; margin-top: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: 14px; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">(ii) the terms of any agreement between the spouses respecting the excluded property, other than an agreement described in section 93 (1) <span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: italic; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">[setting aside agreements respecting property division]</span>, including but not limited to terms respecting the transfer of the excluded property;</span></span></span></p><div data-hook="rcv-block29" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth4 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-3cuk5" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin-bottom: 0px; margin-left: 160px !important; margin-right: 0px; margin-top: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: 14px; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">(iii) if the Supreme Court makes a determination under section 95 (1) <span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: italic; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">[unequal division by order]</span> respecting significant unfairness, the extent to which the significant unfairness cannot be addressed by an unequal division of family property or family debt, or both.</span></span></span></p><div data-hook="rcv-block30" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="paragraph"></div><div class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth4 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-d94mf" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-style: var(--ricos-custom-p-font-style,unset); line-height: 1.5; margin-bottom: 0px; margin-left: 160px !important; margin-right: 0px; margin-top: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><br role="presentation" style="box-sizing: inherit;" /></span></span></div><div data-hook="rcv-block31" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="empty-line"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-123f" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; color: #585858; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: 700; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><u class="_3zM-5" style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Proposed change #2: </u></span></span></span></span></p><div data-hook="rcv-block32" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-415rt" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; color: #585858; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Bill 17 includes updates to FLA sections that govern the division of pensions to bring them into alignment with the current practice of pension-plan administrators, as based on recommendations from a </span><a class="_3Bkfb _1lsz7" data-hook="linkViewer" href="https://www.bcli.org/project/pension-division-review-project/" rel="noopener noreferrer" style="-webkit-text-decoration: var(--ricos-custom-link-text-decoration,none); border: 0px; box-sizing: inherit; color: var(--ricos-custom-link-color,var(--ricos-action-color,#0261ff)); cursor: pointer; font-family: var(--ricos-custom-link-font-family,unset); font-size: var(--ricos-custom-link-font-size,unset); font-style: var(--ricos-custom-link-font-style,unset); line-height: var(--ricos-custom-link-line-height,unset); margin: 0px; min-height: var(--ricos-custom-link-min-height,unset); outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;" target="_blank"><u class="_3zM-5" style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; color: #6e0678; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">BC Law Institute report</span></u></a><span style="border: 0px; box-sizing: inherit; color: #585858; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">.</span></span></span></p><div data-hook="rcv-block33" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="paragraph"></div><div class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-662hr" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-style: var(--ricos-custom-p-font-style,unset); line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><br role="presentation" style="box-sizing: inherit;" /></span></span></div><div data-hook="rcv-block34" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="empty-line"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-1clre" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: 700; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><u class="_3zM-5" style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Proposed change #3:</u></span></span></span></p><div data-hook="rcv-block35" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-agcph" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">If passed, the amendments will provide more guidance for parties and judges when determining how to address the ownership and possession of pets. The FLA will require consideration of factors such as each person's ability and willingness to care for the animal and the relationship a child has with it, as well as if there is a risk of family violence, the threat of cruelty to an animal, and more.</span></span></p><div data-hook="rcv-block36" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-6c13j" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: 700; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><u class="_3zM-5" style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Transitional Provision</u></span></span></span></p><div data-hook="rcv-block37" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-6t149" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Bill 17's clause 24 sets out rules that apply respecting certain types of proceedings that were started before the coming into force of the amendments made by Bill 17 to the FLA. </span></span></p><div data-hook="rcv-block38" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="paragraph"></div><div class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-41sor" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-style: var(--ricos-custom-p-font-style,unset); line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><br role="presentation" style="box-sizing: inherit;" /></span></span></div><div data-hook="rcv-block39" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="empty-line"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth1 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-fs66t" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin-bottom: 0px; margin-left: 40px !important; margin-right: 0px; margin-top: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: 700; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><u class="_3zM-5" style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: 16px; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Transition – pre-existing proceedings</span></span></u></span><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: 16px; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"></span></span></span></span></p><div data-hook="rcv-block40" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth1 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-fdmnj" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin-bottom: 0px; margin-left: 40px !important; margin-right: 0px; margin-top: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: 700; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: 16px; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">24 </span></span></span><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: 16px; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">(1) In this section, </span></span><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: 700; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: 16px; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">"pre-existing proceeding"</span></span></span><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: 16px; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"> means</span></span></span></span></p><div data-hook="rcv-block41" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth2 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-6mnt6" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin-bottom: 0px; margin-left: 80px !important; margin-right: 0px; margin-top: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: 14px; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">(a) a proceeding, under the <span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: italic; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Family Law Act</span>, respecting property division that was started before the date on which this Act receives Royal Assent, or (b) a proceeding, under the <span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: italic; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Family Law Act</span>, to set aside or replace an agreement respecting property division that was made before the date on which this Act receives Royal Assent.</span></span></span></p><div data-hook="rcv-block42" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth1 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-dus3v" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin-bottom: 0px; margin-left: 40px !important; margin-right: 0px; margin-top: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: 14px; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">(2) Unless the spouses agree otherwise,</span></span></span></p><div data-hook="rcv-block43" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth2 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-fdrq1" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin-bottom: 0px; margin-left: 80px !important; margin-right: 0px; margin-top: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: 14px; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">(a) section 81.1 of the <span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: italic; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Family Law Act</span>, as enacted by this Act, does not apply respecting a pre-existing proceeding, and (b) sections 85 and 96 of the <span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: italic; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Family Law Act</span>, as those sections read immediately before the date on which this Act receives Royal Assent, continue to apply respecting a pre-existing proceeding.</span></span></span><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: 14px; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><br /></span></span></span></p><div data-hook="rcv-block44" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-3kgar" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Wording for the-above summary includes excerpts from the following two sources: </span></span></p><div data-hook="rcv-block45" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-59pdt" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Government news release:</span></span></p><div data-hook="rcv-block46" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-b4oqe" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span class="_3zM-5" style="-webkit-text-decoration: var(--ricos-custom-link-text-decoration,none); border: 0px; box-sizing: inherit; cursor: pointer; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; min-height: var(--ricos-custom-link-min-height,unset); outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><a class="_3Bkfb _1lsz7" data-hook="linkViewer" href="https://news.gov.bc.ca/releases/2023AG0020-000389" rel="noopener noreferrer" style="-webkit-text-decoration: var(--ricos-custom-link-text-decoration,none); border: 0px; box-sizing: inherit; cursor: pointer; font-family: var(--ricos-custom-link-font-family,unset); font-size: var(--ricos-custom-link-font-size,unset); font-style: var(--ricos-custom-link-font-style,unset); line-height: var(--ricos-custom-link-line-height,unset); margin: 0px; min-height: var(--ricos-custom-link-min-height,unset); outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;" target="_blank"><span style="color: #800180;"><u>Changes to Family Law Act will make it easier for separating couples | BC Gov News</u></span></a></span></span></span></span><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><u class="_3zM-5" style="-webkit-text-decoration: var(--ricos-custom-link-text-decoration,none); border: 0px; box-sizing: inherit; color: var(--ricos-custom-link-color,var(--ricos-action-color,#0261ff)); cursor: pointer; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; min-height: var(--ricos-custom-link-min-height,unset); outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;"><br /></u></span></span></p><div data-hook="rcv-block47" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-49jqk" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><a class="_3Bkfb _1lsz7" data-hook="linkViewer" href="https://news.gov.bc.ca/releases/2023AG0020-000389" rel="noopener noreferrer" style="-webkit-text-decoration: var(--ricos-custom-link-text-decoration,none); border: 0px; box-sizing: inherit; color: var(--ricos-custom-link-color,var(--ricos-action-color,#0261ff)); cursor: pointer; font-family: var(--ricos-custom-link-font-family,unset); font-size: var(--ricos-custom-link-font-size,unset); font-style: var(--ricos-custom-link-font-style,unset); line-height: var(--ricos-custom-link-line-height,unset); margin: 0px; min-height: var(--ricos-custom-link-min-height,unset); outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;" target="_blank"><u class="_3zM-5" style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; color: #6e0678; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"></span></u></a>Bill 17-2023 with explanatory notes</span></span></p><div data-hook="rcv-block48" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-6iaka" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><a class="_3Bkfb _1lsz7" data-hook="linkViewer" href="https://www.bclaws.gov.bc.ca/civix/document/id/bills/billscurrent/4th42nd:gov17-1" rel="noopener noreferrer" style="-webkit-text-decoration: var(--ricos-custom-link-text-decoration,none); border: 0px; box-sizing: inherit; color: var(--ricos-custom-link-color,var(--ricos-action-color,#0261ff)); cursor: pointer; font-family: var(--ricos-custom-link-font-family,unset); font-size: var(--ricos-custom-link-font-size,unset); font-style: var(--ricos-custom-link-font-style,unset); line-height: var(--ricos-custom-link-line-height,unset); margin: 0px; min-height: var(--ricos-custom-link-min-height,unset); outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;" target="_blank"><span style="border: 0px; box-sizing: inherit; color: #6e0678; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><u class="_3zM-5" style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Bill 17 – 2023: Family Law Amendment Act, 2023 (gov.bc.ca)</u></span></a></span></span></p><div data-hook="rcv-block49" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: normal;" type="paragraph"></div><div class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth3 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-ec2ns" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-style: var(--ricos-custom-p-font-style,unset); line-height: 1.5; margin-bottom: 0px; margin-left: 120px !important; margin-right: 0px; margin-top: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline; white-space: normal;"><br class="Apple-interchange-newline" /></div></span></span></div>CollaborativeDivorceVancouverhttp://www.blogger.com/profile/07665053000852352839noreply@blogger.comtag:blogger.com,1999:blog-3420529941159639031.post-8963408761765782442023-04-03T15:46:00.007-07:002023-04-10T10:33:18.659-07:00The 2023 Federal Budget means changes to RESP rules for separated/divorced couples.<p> </p><h2 style="text-align: left;"><span class="post-title__text blog-post-title-font blog-post-title-color" style="border: 0px; box-sizing: inherit; font-stretch: normal; line-height: normal; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">The 2023 Federal Budget means changes to RESP rules for separated/divorced couples.</span></h2><div><span class="post-title__text blog-post-title-font blog-post-title-color" style="border: 0px; box-sizing: inherit; font-stretch: normal; line-height: normal; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span face="proxima-n-w01-reg, proxima-n-w05-reg, sans-serif" style="background-color: white; font-size: 18px; white-space: pre-wrap;">By </span><a href="https://www.collaborativedivorcebc.com/financialspecialist/jennifer-weeks" target="_blank"><u class="_3zM-5" style="-webkit-text-decoration: var(--ricos-custom-link-text-decoration,none); border: 0px; box-sizing: inherit; color: var(--ricos-custom-link-color,var(--ricos-action-color,#0261ff)); cursor: pointer; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; min-height: var(--ricos-custom-link-min-height,unset); outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"><span style="border: 0px; box-sizing: inherit; color: #6e0678; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Jennie Weeks</span></u><span face="proxima-n-w01-reg, proxima-n-w05-reg, sans-serif" style="background-color: white; font-size: 18px; white-space: pre-wrap;"> </span></a></span></div><div><br /></div><div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-eju87" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5693333625793457; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Divorced or separated parents can now open a joint RESP. But is this a good idea? </span></span></p><div data-hook="rcv-block3" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;" type="paragraph"></div><div class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-n8tc" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); line-height: 1.5693333625793457; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><br role="presentation" style="box-sizing: inherit;" /></span></span></div><div data-hook="rcv-block4" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;" type="empty-line"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-64toh" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5693333625793457; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">At present, only spouses or common-law partners can open a joint RESP. Parents who opened a joint RESP before their divorce or separation can maintain this plan afterwards but cannot open a new joint RESP. </span></span></p><div data-hook="rcv-block5" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;" type="paragraph"></div><div class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-dkftd" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); line-height: 1.5693333625793457; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><br role="presentation" style="box-sizing: inherit;" /></span></span></div><div data-hook="rcv-block6" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;" type="empty-line"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-708to" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5693333625793457; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Budget 2023 proposes to enable divorced or separated parents to open joint RESPs for one or more of their children or to move an existing joint RESP to another promoter. </span></span></p><div data-hook="rcv-block7" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;" type="paragraph"></div><div class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-e4agb" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); line-height: 1.5693333625793457; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><br role="presentation" style="box-sizing: inherit;" /></span></span></div><div data-hook="rcv-block8" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;" type="empty-line"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-3f365" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5693333625793457; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">What is the impact on separated families? </span></span></p><div data-hook="rcv-block9" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;" type="paragraph"></div><div class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-5lntn" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); line-height: 1.5693333625793457; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><br role="presentation" style="box-sizing: inherit;" /></span></span></div><div data-hook="rcv-block10" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;" type="empty-line"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-71gav" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">1) This makes moving a joint RESP to another institution a little easier…
</span></span></p><div data-hook="rcv-block11" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-6mvc" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">2) There is an opportunity to set up a new joint RESP post-separation and have your agreement stipulate the rules of contribution and redemption. If held jointly, maximizing grants can easily be established vs sharing grants with the possibility of missing out if one parent cannot afford the contributions. </span></span></p><div data-hook="rcv-block12" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;" type="paragraph"></div><div class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-268lv" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><br role="presentation" style="box-sizing: inherit;" /></span></span></div><div data-hook="rcv-block13" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;" type="empty-line"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-bgb4s" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5693333625793457; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Maximum grants are achieved with a $2500 annual contribution providing a $500 grant. This amounts to $3000 per year per child per year, which can be invested until the child goes to university. If a separated couple agrees to contribute to the RESP, they may choose a proportionate share based on income and ensure these funds are used for education for their children. </span></span></p><div data-hook="rcv-block14" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;" type="paragraph"></div><div class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-1qt28" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); line-height: 1.5693333625793457; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><br role="presentation" style="box-sizing: inherit;" /></span></span></div><div data-hook="rcv-block15" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;" type="empty-line"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-9fkgj" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5693333625793457; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><a class="_3Bkfb _1lsz7" data-hook="linkViewer" href="Divorced or separated parents can now open a joint RESP. But is this a good idea? At present, only spouses or common-law partners can open a joint RESP. Parents who opened a joint RESP prior to their divorce or separation can maintain this plan afterwards but are unable to open a new joint RESP. Budget 2023 proposes to enable divorced or separated parents to open joint RESPs for one or more of their children, or to move an existing joint RESP to another promoter. What is the impact on separated families? 1) This makes moving a joint RESP to another institution a little easier… 2) There is an opportunity to set up a new joint RESP post separation and have your agreement stipulate the rules of contribution and redemption. If held jointly maximizing grants can easily be established vs sharing grants with the possibility of missing out if one parent cannot afford the contributions. Maximum grants are achieved with a $2500 annual contribution providing a $500 grant. This amounts to $3000 per year per child per year which can be invested until the child goes to university. If a separated couple agrees to contribute to the RESP, they may choose a proportionate share based on incomes, and ensure these funds are used for education for their children. Jennie Weeks is a Chartered Divorce Financial Specialist in Vancouver BC. " rel="noopener noreferrer" style="-webkit-text-decoration: var(--ricos-custom-link-text-decoration,none); border: 0px; box-sizing: inherit; color: var(--ricos-custom-link-color,var(--ricos-action-color,#0261ff)); cursor: pointer; font-family: var(--ricos-custom-link-font-family,unset); font-size: var(--ricos-custom-link-font-size,unset); font-style: var(--ricos-custom-link-font-style,unset); line-height: var(--ricos-custom-link-line-height,unset); margin: 0px; min-height: var(--ricos-custom-link-min-height,unset); outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;" target="_blank"><u class="_3zM-5" style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; color: #6e0678; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Jennie Weeks</span></u></a> is a Chartered Divorce Financial Specialist in Vancouver, BC. </span></span></p></div>CollaborativeDivorceVancouverhttp://www.blogger.com/profile/07665053000852352839noreply@blogger.comtag:blogger.com,1999:blog-3420529941159639031.post-8810608899134665632023-03-30T10:50:00.007-07:002023-04-10T10:32:53.677-07:00Family Law Tax Matters Toolkit for Clients & Lawyers<p> </p><h2 style="text-align: left;"><span class="post-title__text blog-post-title-font blog-post-title-color" style="border: 0px; box-sizing: inherit; font-stretch: normal; line-height: normal; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Family Law Tax Matters Toolkit for Clients & Lawyers</span></h2><div><span class="post-title__text blog-post-title-font blog-post-title-color" style="border: 0px; box-sizing: inherit; font-stretch: normal; line-height: normal; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">by Anonymous</span></div><div><span class="post-title__text blog-post-title-font blog-post-title-color" style="border: 0px; box-sizing: inherit; font-stretch: normal; line-height: normal; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><br /></span></div><div><span class="post-title__text blog-post-title-font blog-post-title-color" style="border: 0px; box-sizing: inherit; font-stretch: normal; line-height: normal; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-70jfo" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">In Collaboration with Justice Canada, the Canada Revenue Agency and Finance Canada, the Canadian Bar Association has updated their popular <a class="_3Bkfb _1lsz7" data-hook="linkViewer" href="https://www.cba.org/Publications-Resources/Practice-Tools/Tax-Matters-Toolkit" rel="noopener noreferrer" style="-webkit-text-decoration: var(--ricos-custom-link-text-decoration,none); border: 0px; box-sizing: inherit; color: var(--ricos-custom-link-color,var(--ricos-action-color,#0261ff)); cursor: pointer; font-family: var(--ricos-custom-link-font-family,unset); font-size: var(--ricos-custom-link-font-size,unset); font-style: var(--ricos-custom-link-font-style,unset); line-height: var(--ricos-custom-link-line-height,unset); margin: 0px; min-height: var(--ricos-custom-link-min-height,unset); outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;" target="_blank"><strong style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><u class="_3zM-5" style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; color: #6e0678; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Tax Matters Toolkits</span></u></strong><u class="_3zM-5" style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; color: #6e0678; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">.</span></u></a><span style="border: 0px; box-sizing: inherit; color: #6e0678; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"> </span>These documents are useful for clients going through separation and divorce. The documents also help family law lawyers understand how tax rules might affect a client's future finances on separation or divorce. Various tax credits, benefits and deductions are described. </span></span></p><div data-hook="rcv-block3" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-1gd4d" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">
More specifically, here is what is covered in each Toolkit: </span></span></p><div data-hook="rcv-block4" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-4ug7h" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">
<strong style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Tax Matters Toolkit (for clients)</strong></span></span></p><div data-hook="rcv-block5" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-df1mp" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><a class="_3Bkfb _1lsz7" data-hook="linkViewer" href="http://www.cba.org/CBAMediaLibrary/cba_na/PDFs/Sections/taxMattersToolkitClients_Eng.pdf" rel="noopener noreferrer" style="-webkit-text-decoration: var(--ricos-custom-link-text-decoration,none); border: 0px; box-sizing: inherit; color: var(--ricos-custom-link-color,var(--ricos-action-color,#0261ff)); cursor: pointer; font-family: var(--ricos-custom-link-font-family,unset); font-size: var(--ricos-custom-link-font-size,unset); font-style: var(--ricos-custom-link-font-style,unset); line-height: var(--ricos-custom-link-line-height,unset); margin: 0px; min-height: var(--ricos-custom-link-min-height,unset); outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;" target="_blank"><strong style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; color: #6e0678; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">http://www.cba.org/CBAMediaLibrary/cba_na/PDFs/Sections/taxMattersToolkitClients_Eng.pdf</span></strong></a>
</span></span></p><div data-hook="rcv-block6" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-fncah" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">WORKING WITH THE TAX SYSTEM</span></span></p><div data-hook="rcv-block7" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;" type="paragraph"></div><ul class="public-DraftStyleDefault-ul" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size, unset); font-stretch: inherit; line-height: inherit; list-style: none; margin: 15px 0px; outline: none; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size public-DraftStyleDefault-reset _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-91fvq" style="border: 0px; box-sizing: inherit; counter-reset: ol0 0; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 0px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;"> Thinking about the tax consequences</p></li><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-7ss71" style="border: 0px; box-sizing: inherit; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 0px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;"> Asking questions </p></li><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-5topo" style="border: 0px; box-sizing: inherit; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 0px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;">Keeping receipts and important information </p></li><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-3rqa" style="border: 0px; box-sizing: inherit; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 0px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;">Filing tax forms </p></li><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-eknae" style="border: 0px; box-sizing: inherit; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 0px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;"> Getting advice </p></li><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-34ja2" style="border: 0px; box-sizing: inherit; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 8px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;">Definitions</p></li></ul><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-9nsnn" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">IMPORTANT CRA FORMS RELATED TO SEPARATION AND DIVORCE</span></span></p><div data-hook="rcv-block14" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;" type="paragraph"></div><ul class="public-DraftStyleDefault-ul" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size, unset); font-stretch: inherit; line-height: inherit; list-style: none; margin: 15px 0px; outline: none; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size public-DraftStyleDefault-reset _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-eau8k" style="border: 0px; box-sizing: inherit; counter-reset: ol0 0; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 0px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;">About a change in marital status</p></li><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-7f79r" style="border: 0px; box-sizing: inherit; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 0px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;">About support payments</p></li><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-7bddq" style="border: 0px; box-sizing: inherit; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 8px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;">About RRSPs, RRIFs, and SPPs
</p></li></ul><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-fpp7e" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><strong style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Tax Matters Toolkit (for lawyers)</strong></span></span></p><div data-hook="rcv-block18" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-13ev9" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><a class="_3Bkfb _1lsz7" data-hook="linkViewer" href="http://www.cba.org/CBAMediaLibrary/cba_na/PDFs/Sections/Tax_Matters_Toolkit_Lawyers_Eng.pdf" rel="noopener noreferrer" style="-webkit-text-decoration: var(--ricos-custom-link-text-decoration,none); border: 0px; box-sizing: inherit; color: var(--ricos-custom-link-color,var(--ricos-action-color,#0261ff)); cursor: pointer; font-family: var(--ricos-custom-link-font-family,unset); font-size: var(--ricos-custom-link-font-size,unset); font-style: var(--ricos-custom-link-font-style,unset); line-height: var(--ricos-custom-link-line-height,unset); margin: 0px; min-height: var(--ricos-custom-link-min-height,unset); outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;" target="_blank"><strong style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; color: #6e0678; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; font-weight: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">http://www.cba.org/CBAMediaLibrary/cba_na/PDFs/Sections/Tax_Matters_Toolkit_Lawyers_Eng.pdf</span></strong></a>
</span></span></p><div data-hook="rcv-block19" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-8iqcp" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">SEPARATION AND THE CANADA REVENUE AGENCY</span></span></p><div data-hook="rcv-block20" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;" type="paragraph"></div><ul class="public-DraftStyleDefault-ul" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size, unset); font-stretch: inherit; line-height: inherit; list-style: none; margin: 15px 0px; outline: none; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size public-DraftStyleDefault-reset _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-76ut2" style="border: 0px; box-sizing: inherit; counter-reset: ol0 0; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 0px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;">Filing the T1 Annual Income Tax Return</p></li><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-d809c" style="border: 0px; box-sizing: inherit; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 0px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;">Notifying CRA of a change in marital status</p></li><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-2auj1" style="border: 0px; box-sizing: inherit; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 0px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;">Documents supporting Change in Marital Status</p></li><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-cuet6" style="border: 0px; box-sizing: inherit; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 0px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;"> When are you Living apart?</p></li><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-5r4f" style="border: 0px; box-sizing: inherit; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 0px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;">Same house/separate living quarters</p></li><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-3n4d" style="border: 0px; box-sizing: inherit; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 8px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;">Couch surfing/no new fixed address</p></li></ul><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-7eiom" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">DEDUCTION FOR LEGAL FEES </span></span></p><div data-hook="rcv-block27" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;" type="paragraph"></div><ul class="public-DraftStyleDefault-ul" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size, unset); font-stretch: inherit; line-height: inherit; list-style: none; margin: 15px 0px; outline: none; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size public-DraftStyleDefault-reset _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-2uk8j" style="border: 0px; box-sizing: inherit; counter-reset: ol0 0; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 0px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;">Legal basis for deduction of legal fees</p></li><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-efh9j" style="border: 0px; box-sizing: inherit; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 8px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;">CRA approach</p></li></ul><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-a0bic" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">PRINCIPAL RESIDENCE" RULES </span></span></p><div data-hook="rcv-block30" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;" type="paragraph"></div><ul class="public-DraftStyleDefault-ul" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size, unset); font-stretch: inherit; line-height: inherit; list-style: none; margin: 15px 0px; outline: none; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size public-DraftStyleDefault-reset _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-el7hr" style="border: 0px; box-sizing: inherit; counter-reset: ol0 0; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 0px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;"> "Principal residence" criteria </p></li><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-59rt9" style="border: 0px; box-sizing: inherit; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 8px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;"> Issues at the time of separation or divorce</p></li></ul><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-f0ghl" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">SPOUSAL SUPPORT</span></span></p><div data-hook="rcv-block33" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;" type="paragraph"></div><ul class="public-DraftStyleDefault-ul" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size, unset); font-stretch: inherit; line-height: inherit; list-style: none; margin: 15px 0px; outline: none; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size public-DraftStyleDefault-reset _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-416qa" style="border: 0px; box-sizing: inherit; counter-reset: ol0 0; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 0px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;">Characteristics of spousal support</p></li><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-9efue" style="border: 0px; box-sizing: inherit; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 0px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;"> Spousal support is paid before there is a written agreement or court order in place </p></li><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-7v7qe" style="border: 0px; box-sizing: inherit; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 0px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;">"Specific Purpose" and Third-Party Payments </p></li><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-e3u67" style="border: 0px; box-sizing: inherit; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 0px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;"> How to notify CRA of spousal support payments</p></li><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-ar0cm" style="border: 0px; box-sizing: inherit; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 0px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;">Spousal support payers – Deductions for spousal support payments</p></li><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-5sc9b" style="border: 0px; box-sizing: inherit; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 0px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;">Spousal support recipients – Reporting spousal support payments </p></li><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-9ekm3" style="border: 0px; box-sizing: inherit; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 0px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;"> Spousal support payers – reducing taxes withheld at the source</p></li><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-769o5" style="border: 0px; box-sizing: inherit; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 0px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;">Spousal support recipients – increasing taxes withheld at the source</p></li><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-60fgl" style="border: 0px; box-sizing: inherit; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 8px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;">Deductions for the payer – the year of relationship breakdown</p></li></ul><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-a38dj" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">ARREARS AND LUMP-SUM PAYMENTS</span></span></p><div data-hook="rcv-block43" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;" type="paragraph"></div><ul class="public-DraftStyleDefault-ul" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size, unset); font-stretch: inherit; line-height: inherit; list-style: none; margin: 15px 0px; outline: none; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size public-DraftStyleDefault-reset _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-cr0p" style="border: 0px; box-sizing: inherit; counter-reset: ol0 0; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 0px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;">Tax impact of a lump-sum payment on the payer </p></li><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-5bdjk" style="border: 0px; box-sizing: inherit; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 0px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;">Qualifying Retroactive Lump-sum Payments (QRLSP)</p></li><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-463cm" style="border: 0px; box-sizing: inherit; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 8px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;"> Tax impact of a QRLSP on the recipient</p></li></ul><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-an3qb" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">CHILD SUPPORT</span></span></p><div data-hook="rcv-block47" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;" type="paragraph"></div><ul class="public-DraftStyleDefault-ul" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size, unset); font-stretch: inherit; line-height: inherit; list-style: none; margin: 15px 0px; outline: none; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size public-DraftStyleDefault-reset _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-78bp" style="border: 0px; box-sizing: inherit; counter-reset: ol0 0; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 0px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;">Tax treatment: written agreements and court orders from before May 1997 </p></li><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-cd3ie" style="border: 0px; box-sizing: inherit; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 8px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;"> Federal Child Support Guidelines </p></li></ul><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-62qas" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">CHILD BENEFITS</span></span></p><div data-hook="rcv-block50" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;" type="paragraph"></div><ul class="public-DraftStyleDefault-ul" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size, unset); font-stretch: inherit; line-height: inherit; list-style: none; margin: 15px 0px; outline: none; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size public-DraftStyleDefault-reset _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-d6rd6" style="border: 0px; box-sizing: inherit; counter-reset: ol0 0; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 0px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;">Canada Child Tax Benefit</p></li><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-70e5q" style="border: 0px; box-sizing: inherit; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 0px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;">Child Disability Benefit</p></li><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-8k19c" style="border: 0px; box-sizing: inherit; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 0px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;">Eligible dependent credit</p></li><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-at08g" style="border: 0px; box-sizing: inherit; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 0px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;">Child Care Expense Deduction</p></li><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-7e2bu" style="border: 0px; box-sizing: inherit; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 8px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;"> Tuition, Education, and Textbook Credit </p></li></ul><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-3ie0s" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">PENSIONS</span></span></p><div data-hook="rcv-block56" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;" type="paragraph"></div><ul class="public-DraftStyleDefault-ul" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size, unset); font-stretch: inherit; line-height: inherit; list-style: none; margin: 15px 0px; outline: none; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size public-DraftStyleDefault-reset _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-qsir" style="border: 0px; box-sizing: inherit; counter-reset: ol0 0; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 0px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;">Canada Pension Plan</p></li><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-dhmtd" style="border: 0px; box-sizing: inherit; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 0px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;"> CPP: credit splitting</p></li><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-3ghh3" style="border: 0px; box-sizing: inherit; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 0px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;">CPP: end of pension sharing</p></li><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-58qmf" style="border: 0px; box-sizing: inherit; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 8px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;"> Payment of taxes at source when pension plan benefits paid </p></li></ul><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-9eaig" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">REGISTERED RETIREMENT SAVINGS PLANS (RRSPS) AND REGISTERED RETIREMENT INCOME FUNDS (RRIFS).</span></span></p><div data-hook="rcv-block61" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;" type="paragraph"></div><ul class="public-DraftStyleDefault-ul" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size, unset); font-stretch: inherit; line-height: inherit; list-style: none; margin: 15px 0px; outline: none; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><li class="roLFQS ULPWlI _3Kjjs public-DraftStyleDefault-unorderedListItem public-DraftStyleDefault-depth0 public-DraftStyleDefault-list-ltr fixed-tab-size public-DraftStyleDefault-reset _1FoOD _3M0Fe Z63qyL roLFQS" id="viewer-81a3g" style="border: 0px; box-sizing: inherit; counter-reset: ol0 0; direction: ltr; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: 1.5; list-style-type: disc; margin: 0px 0px 8px 3em; outline: 0px; padding: 0px; position: relative; text-align: left; vertical-align: baseline;"><p class="_1j-51 _1FoOD _3M0Fe Z63qyL roLFQS" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5; margin: 0px 0px 8px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;">Transfer of RRSP or RRIF funds to a former spouse or common-law partner</p></li></ul><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-8an7p" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">APPENDIX – DRAFT TAX LETTER</span></span></p></span></div>CollaborativeDivorceVancouverhttp://www.blogger.com/profile/07665053000852352839noreply@blogger.comtag:blogger.com,1999:blog-3420529941159639031.post-6300898606492720912023-03-13T11:11:00.004-07:002023-03-13T11:11:49.771-07:00<h2 style="text-align: left;"><span style="font-size: large;"> <b style="font-family: Calibri, sans-serif;">Tax Tips for Separated Families</b></span></h2><p style="text-align: left;"><span style="font-family: Calibri, sans-serif;">by <a href="https://www.collaborativedivorcebc.com/financialspecialist/jennifer-weeks">Jennie Weeks</a></span></p><p style="text-align: left;"><br /></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.693333625793457px; margin: 0cm 0cm 8pt;">Did you know that when you receive spousal support, it creates RRSP contribution room!<o:p></o:p></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.693333625793457px; margin: 0cm 0cm 8pt;">Yes, it's true. It’s considered ‘earned income’ and is taxable in the hands of the spouse who receives the spousal support and tax-deductible to the spouse who pays the support. <o:p></o:p></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.693333625793457px; margin: 0cm 0cm 8pt;">This is especially relevant to a spouse who has no other earned income as they have no other way to create RRSP contribution room. <o:p></o:p></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.693333625793457px; margin: 0cm 0cm 8pt;">If you are receiving spousal support, there is an opportunity to contribute to an RRSP to reduce your taxable income. Up to 18% of your spousal support payment can be contributed to an RRSP<span style="color: #0b5394;"> <a href="https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/rrsps-related-plans/contributing-a-rrsp-prpp/contributions-affect-your-rrsp-prpp-deduction-limit.html#whtddctnlmt">(to a maximum).</a></span><o:p></o:p></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.693333625793457px; margin: 0cm 0cm 8pt;">For example, if you are receiving $50,000 in spousal support, you can contribute $9000 to your RRSP, and you only pay income tax on $41,000 of this payment. You save for retirement and pay less tax. <o:p></o:p></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.693333625793457px; margin: 0cm 0cm 8pt;">But be careful, as RRSP limits are based on the previous year’s earned income, so if it's your first year receiving spousal support, you will need to wait for the following year to make the contribution to your RRSP. <o:p></o:p></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.693333625793457px; margin: 0cm 0cm 8pt;">For more information about tax planning during separation, check out the list of Certified Divorce <a href="https://www.collaborativedivorcebc.com/financial-specialist">Financial Specialists</a> on our website. <o:p></o:p></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; font-size: 11pt; line-height: 15.693333625793457px; margin: 0cm 0cm 8pt;"><b><o:p></o:p></b></p>CollaborativeDivorceVancouverhttp://www.blogger.com/profile/07665053000852352839noreply@blogger.comtag:blogger.com,1999:blog-3420529941159639031.post-51011564056237080382023-02-22T13:15:00.007-08:002023-03-13T11:07:39.441-07:00<p> </p><h1 class="UbhFJ7 nkqC0Q blog-post-title-font blog-post-title-color blog-text-color post-title blog-hover-container-element-color FG3qXk blog-post-page-title-font" data-hook="post-title" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 40px; font-stretch: normal; font-weight: normal; line-height: normal; margin: 0px; outline: 0px; overflow-wrap: break-word; padding: 0px; vertical-align: baseline; word-break: break-word;"></h1><h2 style="text-align: left;"><b>Qualifying Payments for Spousal Support during and after separation. </b></h2><div><span class="post-title__text blog-post-title-font blog-post-title-color" style="border: 0px; box-sizing: inherit; font-stretch: normal; line-height: normal; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span face="proxima-n-w01-reg, proxima-n-w05-reg, sans-serif" style="background-color: white; font-size: 18px; white-space: pre-wrap;">by </span><a class="_3Bkfb _1lsz7" data-hook="linkViewer" href="https://www.collaborativedivorcebc.com/financialspecialist/jennifer-weeks" rel="noopener noreferrer" style="-webkit-text-decoration: var(--ricos-custom-link-text-decoration,none); border: 0px; box-sizing: inherit; color: var(--ricos-custom-link-color,var(--ricos-action-color,#0261ff)); cursor: pointer; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 18px; line-height: var(--ricos-custom-link-line-height,unset); margin: 0px; min-height: var(--ricos-custom-link-min-height,unset); outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;" target="_blank"><span class="_3zM-5" style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; color: #6e0678; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Jennie Weeks</span></span></a><span face="proxima-n-w01-reg, proxima-n-w05-reg, sans-serif" style="background-color: white; font-size: 18px; white-space: pre-wrap;"> </span></span></div><div><span class="post-title__text blog-post-title-font blog-post-title-color" style="border: 0px; box-sizing: inherit; font-stretch: normal; line-height: normal; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span face="proxima-n-w01-reg, proxima-n-w05-reg, sans-serif" style="background-color: white; font-size: 18px; white-space: pre-wrap;"><br /></span></span></div><div><span class="post-title__text blog-post-title-font blog-post-title-color" style="border: 0px; box-sizing: inherit; font-stretch: normal; line-height: normal; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><div class="nLG8d5" data-hook="post-description" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 18px; margin: 25px 0px 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><article class="blog-post-page-font" style="border: 0px; box-sizing: inherit; font-stretch: normal; font-style: inherit; line-height: normal; margin: 0px; padding: 0px; text-decoration-color: inherit; text-decoration-line: inherit; text-decoration-style: inherit; text-decoration: inherit;"><div class="post-content__body" style="--ricos-action-color-fallback-tuple: 56, 74, 211; --ricos-action-color-fallback: #384ad3; --ricos-action-color-tuple: 56, 74, 211; --ricos-action-color: #384ad3; --ricos-background-color-tuple: 255, 255, 255; --ricos-background-color: #ffffff; --ricos-custom-h1-color: rgba(0,0,0,1); --ricos-custom-h1-font-family: proxima-n-w01-reg,proxima-n-w05-reg,sans-serif; --ricos-custom-h1-font-size: 40px; --ricos-custom-h1-line-height: 1.5; --ricos-custom-h2-color: rgba(0,0,0,1); --ricos-custom-h2-font-family: proxima-n-w01-reg,proxima-n-w05-reg,sans-serif; --ricos-custom-h2-font-size: 28px; --ricos-custom-h2-line-height: 1.5; --ricos-custom-h3-color: rgba(0,0,0,1); --ricos-custom-h3-font-family: proxima-n-w01-reg,proxima-n-w05-reg,sans-serif; --ricos-custom-h3-font-size: 22px; --ricos-custom-h3-line-height: 1.5; --ricos-custom-h4-color: rgba(0,0,0,1); --ricos-custom-h4-font-family: proxima-n-w01-reg,proxima-n-w05-reg,sans-serif; --ricos-custom-h4-font-size: 20px; --ricos-custom-h4-line-height: 1.5; --ricos-custom-h5-color: rgba(0,0,0,1); --ricos-custom-h5-font-family: proxima-n-w01-reg,proxima-n-w05-reg,sans-serif; --ricos-custom-h5-font-size: 18px; --ricos-custom-h5-line-height: 1.5; --ricos-custom-h6-color: rgba(0,0,0,1); --ricos-custom-h6-font-family: proxima-n-w01-reg,proxima-n-w05-reg,sans-serif; --ricos-custom-h6-font-size: 16px; --ricos-custom-h6-line-height: 1.5; --ricos-custom-hashtag-color: rgba(56,74,211,1); --ricos-custom-hashtag-font-style: inherit; --ricos-custom-hashtag-font-weight: inherit; --ricos-custom-hashtag-line-height: 1.5; --ricos-custom-hashtag-text-decoration: inherit; --ricos-custom-link-color: rgba(56,74,211,1); --ricos-custom-link-font-style: inherit; --ricos-custom-link-font-weight: inherit; --ricos-custom-link-line-height: 1.5; --ricos-custom-link-text-decoration: inherit; --ricos-custom-p-color: rgba(0,0,0,1); --ricos-custom-p-font-family: proxima-n-w01-reg,proxima-n-w05-reg,sans-serif; --ricos-custom-p-font-size: 18px; --ricos-custom-p-font-style: inherit; --ricos-custom-p-font-weight: inherit; --ricos-custom-p-line-height: 1.5; --ricos-custom-p-text-decoration: inherit; --ricos-custom-quote-border-color: rgb(56, 74, 211); --ricos-custom-quote-color: rgba(0,0,0,1); --ricos-custom-quote-font-family: proxima-n-w01-reg,proxima-n-w05-reg,sans-serif; --ricos-custom-quote-font-size: 24px; --ricos-custom-quote-line-height: 1.5; --ricos-fallback-color-tuple: 0, 0, 0; --ricos-fallback-color: #000000; --ricos-text-color-tuple: 0, 0, 0; --ricos-text-color: #000000; border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><div class="NjQ71C" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; position: relative; vertical-align: baseline;"><div class="NjQ71C" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; position: relative; vertical-align: baseline;"><div class="ZylKKv md1nXG SwMATA" data-rce-version="9.3.6" style="--rce-active-divider-color: rgba(0, 0, 0, 0.5); --rce-divider-color: rgba(0, 0, 0, 0.2); --rce-header-five-font-size: 18px; --rce-header-four-font-size: 20px; --rce-header-six-font-size: 16px; --rce-header-three-font-size: 22px; --rce-header-two-font-size: 28px; --rce-highlighted-color: rgb(56, 74, 211); --rce-link-hashtag-color: rgb(56, 74, 211); --rce-mobile-font-size: 16px; --rce-mobile-header-five-font-size: 20px; --rce-mobile-header-four-font-size: 20px; --rce-mobile-header-six-font-size: 20px; --rce-mobile-header-three-font-size: 20px; --rce-mobile-header-two-font-size: 24px; --rce-mobile-quotes-font-size: 20px; --rce-opaque-background-color: rgb(255, 255, 255); --rce-text-color: rgb(0, 0, 0); border: 0px; box-sizing: inherit; display: flex; flex-direction: column; flex: 1 1 auto; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><div class="kvdbP HWlYoF wrLZsV _1O7aH" data-id="rich-content-viewer" dir="ltr" style="-webkit-font-smoothing: antialiased; border: 0px; box-sizing: border-box; font-family: var(--ricos-font-family,unset); height: 1853.328125px; margin: 0px; outline: 0px; padding: 0px; position: relative; vertical-align: baseline;"><div class="_1hN1O uyQefQ _3EPBy" style="border: 0px; box-sizing: border-box; font-size: 16px; height: 1853.328125px; line-height: 1.5; margin: 0px; outline: 0px; overflow-wrap: break-word; padding: 0px; tab-size: 40px; vertical-align: baseline; white-space: pre-wrap; width: 740px;"><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-6oqsp" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5693333625793457; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><strong style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Qualifying Payments for Spousal Support during and after separation. </strong></span></span></p><div data-hook="rcv-block3" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;" type="paragraph"></div><div class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-fli" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-style: var(--ricos-custom-p-font-style,unset); line-height: 1.5693333625793457; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><br role="presentation" style="box-sizing: inherit;" /></span></span></div><div data-hook="rcv-block4" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;" type="empty-line"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-fhonf" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5693333625793457; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">For many couples’ separation is a financial wake-up call. Dividing income and assets and funding two households usually means there are fewer resources to go around. As a Financial Specialist, I try to find ways to help families retain as much of their family resources as possible. Understanding how separation changes your tax status can save you money and even impact how you divide your assets. </span></span></p><div data-hook="rcv-block5" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;" type="paragraph"></div><div class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-8b1tf" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-style: var(--ricos-custom-p-font-style,unset); line-height: 1.5693333625793457; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><br role="presentation" style="box-sizing: inherit;" /></span></span></div><div data-hook="rcv-block6" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;" type="empty-line"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-d748a" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5693333625793457; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Here is one helpful tip especially for a family with a large income differential between two spouses. Spousal support is an income-splitting tool and creates an opportunity to increase a family’s overall after-tax cash flow. This is less relevant for a family where two working spouses have similar incomes.</span></span></p><div data-hook="rcv-block7" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;" type="paragraph"></div><div class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-29d3g" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-style: var(--ricos-custom-p-font-style,unset); line-height: 1.5693333625793457; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><br role="presentation" style="box-sizing: inherit;" /></span></span></div><div data-hook="rcv-block8" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;" type="empty-line"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-4e2a8" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5693333625793457; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Spousal support is usually tax-deductible to the payor and taxable to the receiver of the support. However, if the payor wants to claim this deduction, there are a few additional rules. For example, you need to have a signed written agreement or court order; it must be paid on a periodic basis, not as a lump sum; it must be actually paid in the current year or the year prior for the CRA to award this tax status to the payments. Sometimes a year or more can go by without having this valuable income-splitting tool, and a family may miss out on this tax savings. The sooner you have an agreement, the sooner your spousal support payments can reduce your family’s overall tax burden. </span></span></p><div data-hook="rcv-block9" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;" type="paragraph"></div><div class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-eij54" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-style: var(--ricos-custom-p-font-style,unset); line-height: 1.5693333625793457; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><br role="presentation" style="box-sizing: inherit;" /></span></span></div><div data-hook="rcv-block10" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;" type="empty-line"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-7c1qo" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5693333625793457; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">This insight is particularly important for the interim time period when a family is in the process of separating but has not finalized their agreement. </span></span></p><div data-hook="rcv-block11" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;" type="paragraph"></div><div class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-3sa1d" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-style: var(--ricos-custom-p-font-style,unset); line-height: 1.5693333625793457; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><br role="presentation" style="box-sizing: inherit;" /></span></span></div><div data-hook="rcv-block12" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;" type="empty-line"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-6sek6" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5693333625793457; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">There is often a period of time when one spouse is providing support to another spouse but it has yet to be defined by law. This is usually a kitchen table discussion between spouses as they try to figure out how to separate their finances and one spouse has moved to a new residence. Even after a more formal process is chosen like collaborative divorce, it can still be many months before an interim agreement or separation agreement is signed that lays out the child and/or spousal support obligations. </span></span></p><div data-hook="rcv-block13" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;" type="paragraph"></div><div class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-biuh9" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-style: var(--ricos-custom-p-font-style,unset); line-height: 1.5693333625793457; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><br role="presentation" style="box-sizing: inherit;" /></span></span></div><div data-hook="rcv-block14" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;" type="empty-line"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-er80e" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5693333625793457; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">There is a possibility to make some of these payments tax deductible after the fact. There are a few ways to prepare this but what’s most important is that you consider engaging a financial specialist early on with tax experience and retain the proof of payments. </span></span></p><div data-hook="rcv-block15" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;" type="paragraph"></div><div class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-6he8k" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-style: var(--ricos-custom-p-font-style,unset); line-height: 1.5693333625793457; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><br role="presentation" style="box-sizing: inherit;" /></span></span></div><div data-hook="rcv-block16" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;" type="empty-line"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-8qjgb" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5693333625793457; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">For more information about the tax treatment of spousal support, please reach out to a <a class="_3Bkfb _1lsz7" data-hook="linkViewer" href="https://www.collaborativedivorcebc.com/financial-specialist" rel="noopener noreferrer" style="-webkit-text-decoration: var(--ricos-custom-link-text-decoration,none); border: 0px; box-sizing: inherit; color: var(--ricos-custom-link-color,var(--ricos-action-color,#0261ff)); cursor: pointer; font-family: var(--ricos-custom-link-font-family,unset); font-size: var(--ricos-custom-link-font-size,unset); font-style: var(--ricos-custom-link-font-style,unset); line-height: var(--ricos-custom-link-line-height,unset); margin: 0px; min-height: var(--ricos-custom-link-min-height,unset); outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;" target="_blank"><u class="_3zM-5" style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; color: #6e0678; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">financial specialist</span></u></a> from our team at Collaborative Divorce Vancouver. </span></span></p><div data-hook="rcv-block17" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;" type="paragraph"></div><div class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-eio5q" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-style: var(--ricos-custom-p-font-style,unset); line-height: 1.5693333625793457; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><br role="presentation" style="box-sizing: inherit;" /></span></span></div><div data-hook="rcv-block18" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;" type="empty-line"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-avt79" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; color: var(--ricos-custom-p-color,unset); direction: ltr; font-family: var(--ricos-custom-p-font-family,unset); font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; font-style: var(--ricos-custom-p-font-style,unset); font-variant-caps: inherit; line-height: 1.5693333625793457; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; text-decoration: var(--ricos-custom-p-text-decoration,unset); vertical-align: baseline;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">For more information about spousal support entitlement and payments or assistance with the drafting of an agreement respecting spousal support, please reach out to a <a class="_3Bkfb _1lsz7" data-hook="linkViewer" href="https://www.collaborativedivorcebc.com/family-lawyer" rel="noopener noreferrer" style="-webkit-text-decoration: var(--ricos-custom-link-text-decoration,none); border: 0px; box-sizing: inherit; color: var(--ricos-custom-link-color,var(--ricos-action-color,#0261ff)); cursor: pointer; font-family: var(--ricos-custom-link-font-family,unset); font-size: var(--ricos-custom-link-font-size,unset); font-style: var(--ricos-custom-link-font-style,unset); line-height: var(--ricos-custom-link-line-height,unset); margin: 0px; min-height: var(--ricos-custom-link-min-height,unset); outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;" target="_blank"><u class="_3zM-5" style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; color: #6e0678; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">lawyer</span></u></a> from our team at Collaborative Divorce Vancouver. </span></span></p><div data-hook="rcv-block19" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;" type="paragraph"></div><div data-hook="rcv-block-last" style="border: 0px; box-sizing: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;" type="last"></div></div></div></div></div></div></div></article></div><div class="OFA52E jG7PL8" id="post-footer" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 18px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><div class="ux83lW" data-hook="post-main-actions-desktop" style="border: 0px; box-sizing: inherit; margin: 50px 0px 0px; outline: 0px; padding: 0px; vertical-align: baseline;"></div></div><br class="Apple-interchange-newline" /></span></div>CollaborativeDivorceVancouverhttp://www.blogger.com/profile/07665053000852352839noreply@blogger.comtag:blogger.com,1999:blog-3420529941159639031.post-88145661379586766722023-02-22T13:14:00.002-08:002023-02-22T13:14:11.349-08:00<p> </p><h1 class="UbhFJ7 nkqC0Q blog-post-title-font blog-post-title-color blog-text-color post-title blog-hover-container-element-color FG3qXk blog-post-page-title-font" data-hook="post-title" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 40px; font-stretch: normal; font-weight: normal; line-height: normal; margin: 0px; outline: 0px; overflow-wrap: break-word; padding: 0px; vertical-align: baseline; word-break: break-word;"><span class="post-title__text blog-post-title-font blog-post-title-color" style="border: 0px; box-sizing: inherit; font-stretch: normal; line-height: normal; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Tax Tips</span></h1><div><span class="post-title__text blog-post-title-font blog-post-title-color" style="border: 0px; box-sizing: inherit; font-stretch: normal; line-height: normal; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="background-color: white; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 18px; white-space: pre-wrap;">by</span><span style="border: 0px; box-sizing: inherit; color: #6e0678; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 18px; font-stretch: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"> </span><a class="_3Bkfb _1lsz7" data-hook="linkViewer" href="https://www.collaborativedivorcebc.com/familylawyer/michelle-kooy" rel="noopener noreferrer" style="-webkit-text-decoration: var(--ricos-custom-link-text-decoration,none); border: 0px; box-sizing: inherit; color: var(--ricos-custom-link-color,var(--ricos-action-color,#0261ff)); cursor: pointer; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 18px; line-height: var(--ricos-custom-link-line-height,unset); margin: 0px; min-height: var(--ricos-custom-link-min-height,unset); outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;" target="_blank"><span style="border: 0px; box-sizing: inherit; color: #6e0678; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span class="_3zM-5" style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Michelle Kooy</span></span></a><span style="background-color: white; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 18px; white-space: pre-wrap;"> and </span><a class="_3Bkfb _1lsz7" data-hook="linkViewer" href="https://www.collaborativedivorcebc.com/financialspecialist/jennifer-weeks" rel="noopener noreferrer" style="-webkit-text-decoration: var(--ricos-custom-link-text-decoration,none); border: 0px; box-sizing: inherit; color: var(--ricos-custom-link-color,var(--ricos-action-color,#0261ff)); cursor: pointer; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 18px; line-height: var(--ricos-custom-link-line-height,unset); margin: 0px; min-height: var(--ricos-custom-link-min-height,unset); outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;" target="_blank"><span style="border: 0px; box-sizing: inherit; color: #6e0678; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span class="_3zM-5" style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Jennie Weeks</span></span></a><span style="border: 0px; box-sizing: inherit; color: #6e0678; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 18px; font-stretch: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"> </span></span></div><div><span class="post-title__text blog-post-title-font blog-post-title-color" style="border: 0px; box-sizing: inherit; font-stretch: normal; line-height: normal; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; color: #6e0678; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 18px; font-stretch: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><br /></span></span></div><div><span class="post-title__text blog-post-title-font blog-post-title-color" style="border: 0px; box-sizing: inherit; font-stretch: normal; line-height: normal; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; color: #6e0678; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 18px; font-stretch: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-113ch" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; caret-color: rgb(0, 0, 0); color: black; direction: ltr; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">The unravelling of a relationship often requires the assistance of a legal professional. As tax season approaches, you may want to consider if some of the legal fees you have paid to date are eligible to be deducted from your income. Where a recipient spouse has a right to receive support payments from the other spouse, there are some limited circumstances in which some of the recipient’s legal fees paid may be deductible. Unfortunately, the same is to not true for a payor spouse or for other general legal fees paid to obtain a divorce. </span></span></p><div data-hook="rcv-block4" style="border: 0px; box-sizing: inherit; caret-color: rgb(0, 0, 0); color: black; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-4m4he" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; caret-color: rgb(0, 0, 0); color: black; direction: ltr; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"> </span></span></p><div data-hook="rcv-block5" style="border: 0px; box-sizing: inherit; caret-color: rgb(0, 0, 0); color: black; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-e25fg" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; caret-color: rgb(0, 0, 0); color: black; direction: ltr; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">If you think that you may be eligible to seek a deduction for your legal fees, it is recommended that you seek advice from a tax professional. </span></span></p><div data-hook="rcv-block6" style="border: 0px; box-sizing: inherit; caret-color: rgb(0, 0, 0); color: black; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-4u1n3" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; caret-color: rgb(0, 0, 0); color: black; direction: ltr; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"> </span></span></p><div data-hook="rcv-block7" style="border: 0px; box-sizing: inherit; caret-color: rgb(0, 0, 0); color: black; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-1m312" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; caret-color: rgb(0, 0, 0); color: black; direction: ltr; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Be sure to let your tax preparer know that you have separated and reach out to your lawyer to see which of the billings can be deducted. Your lawyer can often prepare a separate invoice for the time charged for legal representation for support payments. </span></span></p><div data-hook="rcv-block8" style="border: 0px; box-sizing: inherit; caret-color: rgb(0, 0, 0); color: black; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-c7mg7" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; caret-color: rgb(0, 0, 0); color: black; direction: ltr; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"> </span></span></p><div data-hook="rcv-block9" style="border: 0px; box-sizing: inherit; caret-color: rgb(0, 0, 0); color: black; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-2tph5" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; caret-color: rgb(0, 0, 0); color: black; direction: ltr; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">More information is available on the government of Canada’s website: <u class="_3zM-5" style="-webkit-text-decoration: var(--ricos-custom-link-text-decoration,none); border: 0px; box-sizing: inherit; color: var(--ricos-custom-link-color,var(--ricos-action-color,#0261ff)); cursor: pointer; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; min-height: var(--ricos-custom-link-min-height,unset); outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; color: #6e0678; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><a class="_3Bkfb _1lsz7" data-hook="linkViewer" href="https://www.canada.ca/content/dam/cra-arc/formspubs/pub/it99r5-consolid/it99r5-consolid-e.pdf" rel="noopener noreferrer" style="-webkit-text-decoration: var(--ricos-custom-link-text-decoration,none); border: 0px; box-sizing: inherit; color: var(--ricos-custom-link-color,var(--ricos-action-color,#0261ff)); cursor: pointer; font-family: var(--ricos-custom-link-font-family,unset); font-size: var(--ricos-custom-link-font-size,unset); font-style: var(--ricos-custom-link-font-style,unset); line-height: var(--ricos-custom-link-line-height,unset); margin: 0px; min-height: var(--ricos-custom-link-min-height,unset); outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;" target="_blank">https://www.canada.ca/content/dam/cra-arc/formspubs/pub/it99r5-consolid/it99r5-consolid-e.pdf</a>.</span></u></span></span></p></span></span></div>CollaborativeDivorceVancouverhttp://www.blogger.com/profile/07665053000852352839noreply@blogger.comtag:blogger.com,1999:blog-3420529941159639031.post-33257130897703315462023-02-22T13:13:00.001-08:002023-02-22T13:13:06.505-08:00<p> </p><h1 class="UbhFJ7 nkqC0Q blog-post-title-font blog-post-title-color blog-text-color post-title blog-hover-container-element-color FG3qXk blog-post-page-title-font" data-hook="post-title" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 40px; font-stretch: normal; font-weight: normal; line-height: normal; margin: 0px; outline: 0px; overflow-wrap: break-word; padding: 0px; vertical-align: baseline; word-break: break-word;"><span class="post-title__text blog-post-title-font blog-post-title-color" style="border: 0px; box-sizing: inherit; font-stretch: normal; line-height: normal; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">The Canada Child Benefit (CCB) and Separation</span></h1><div><span class="post-title__text blog-post-title-font blog-post-title-color" style="border: 0px; box-sizing: inherit; font-stretch: normal; line-height: normal; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="background-color: white; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 18px; white-space: pre-wrap;">by </span><a class="_3Bkfb _1lsz7" data-hook="linkViewer" href="https://www.collaborativedivorcebc.com/familylawyer/graham-c.-laschuk" rel="noopener noreferrer" style="-webkit-text-decoration: var(--ricos-custom-link-text-decoration,none); border: 0px; box-sizing: inherit; color: var(--ricos-custom-link-color,var(--ricos-action-color,#0261ff)); cursor: pointer; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 18px; line-height: var(--ricos-custom-link-line-height,unset); margin: 0px; min-height: var(--ricos-custom-link-min-height,unset); outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;" target="_blank"><span style="border: 0px; box-sizing: inherit; color: #6e0678; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><strong style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Graham Laschuk</strong></span></a><span style="background-color: white; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 18px; white-space: pre-wrap;"> </span></span></div><div><span class="post-title__text blog-post-title-font blog-post-title-color" style="border: 0px; box-sizing: inherit; font-stretch: normal; line-height: normal; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="background-color: white; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 18px; white-space: pre-wrap;"><br /></span></span></div><div><span class="post-title__text blog-post-title-font blog-post-title-color" style="border: 0px; box-sizing: inherit; font-stretch: normal; line-height: normal; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-149kj" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Most people know about the Canada Child Benefit (CCB). It is a monthly, tax-free payment made to low or middle income families with children under 18. The amounts are not small – for example, if family income is about $33,000, you can get the maximum CCB of nearly $7000 per year for each child under 6 and about $6000 for each child 6-17 years of age. Naturally, as family income increases, the amount of CCB decreases. The payments go to the person who is “primarily” in charge of the care and upbringing of the child.</span></span></p><div data-hook="rcv-block6" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-323o1" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"> </span></span></p><div data-hook="rcv-block7" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-7pt2h" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">When parents are together, the tax legislation assumes the mother is the caregiver, and the CCB payments go to her. However, for separating or divorcing parents, it can be more complicated. Where one parent has the vast majority of caregiving responsibility for the child, that is a simple scenario. That parent is entitled to the full CCB.</span></span></p><div data-hook="rcv-block8" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-3chbv" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"> </span></span></p><div data-hook="rcv-block9" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-9onp3" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">However, cases of “shared parenting” result in each parent getting 50% of the CCB. The Canada Revenue Agency (CRA) considers “shared parenting” to be when a child lives with two different parents in separate homes <span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: italic; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">on a more or less equal basis</span>. Parents in this situation are both required to apply for the benefits. The CRA will decide if your situation involves shared parenting. Sometimes, evidence is needed to prove what the facts are, beyond a court order or separation agreement. There is uncertainty about how to count the time – whether it be in minutes, hours, days, overnights, or some other measure. And does time in school count? The tax legislation does not provide clear answers. </span></span></p><div data-hook="rcv-block10" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-442sd" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"> </span></span></p><div data-hook="rcv-block11" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-csmqk" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Be aware that the CRA will sometimes audit a parent for CCB payments improperly received. This might happen, for example, if the parent leads the CRA to believe they are the main caregiver of a child but it turns out the other parent has the child far more than 50% of the time. The CRA may try to recover the over-payment from the misrepresenting parent. Understandably, it may be hard to find the thousands of dollars to repay the CRA. So it is best to avoid problems by setting up your arrangements correctly at the start of any new parenting regime.</span></span></p><div data-hook="rcv-block12" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-ab6jg" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"> </span></span></p><div data-hook="rcv-block13" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-2ilb9" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">The best approach is to (1) tell the CRA of any changes to your parenting regime within 90 days of the change, (2) keep good records and supporting documents to prove your time with the child, and (3) contact a legal professional for advice. </span></span></p><div data-hook="rcv-block14" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-c8o65" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"> </span></span></p><div data-hook="rcv-block15" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-edl11" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">You can also click on this CRA link for more information: <a class="_3Bkfb _1lsz7" data-hook="linkViewer" href="https://www.canada.ca/en/revenue-agency/services/child-family-benefits/canada-child-benefit-overview.html" rel="noopener noreferrer" style="-webkit-text-decoration: var(--ricos-custom-link-text-decoration,none); border: 0px; box-sizing: inherit; color: var(--ricos-custom-link-color,var(--ricos-action-color,#0261ff)); cursor: pointer; font-family: var(--ricos-custom-link-font-family,unset); font-size: var(--ricos-custom-link-font-size,unset); font-style: var(--ricos-custom-link-font-style,unset); line-height: var(--ricos-custom-link-line-height,unset); margin: 0px; min-height: var(--ricos-custom-link-min-height,unset); outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline;" target="_blank"><span style="border: 0px; box-sizing: inherit; color: #6e0678; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Canada child benefit (CCB) - Canada.ca</span></a></span></span></p><div data-hook="rcv-block16" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-26fk4" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"> </span></span></p></span></div>CollaborativeDivorceVancouverhttp://www.blogger.com/profile/07665053000852352839noreply@blogger.comtag:blogger.com,1999:blog-3420529941159639031.post-10224597449850375692023-02-22T13:12:00.000-08:002023-02-22T13:12:01.138-08:00<p> </p><h1 class="UbhFJ7 nkqC0Q blog-post-title-font blog-post-title-color blog-text-color post-title blog-hover-container-element-color FG3qXk blog-post-page-title-font" data-hook="post-title" style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 40px; font-stretch: normal; font-weight: normal; line-height: normal; margin: 0px; outline: 0px; overflow-wrap: break-word; padding: 0px; vertical-align: baseline; word-break: break-word;"><span class="post-title__text blog-post-title-font blog-post-title-color" style="border: 0px; box-sizing: inherit; font-stretch: normal; line-height: normal; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Money is Not a Numbers Game</span></h1><div><span class="post-title__text blog-post-title-font blog-post-title-color" style="border: 0px; box-sizing: inherit; font-stretch: normal; line-height: normal; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 18px; font-stretch: inherit; font-style: italic; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;">by </span><a class="_3Bkfb _1lsz7" data-hook="linkViewer" href="https://www.collaborativedivorcebc.com/financialspecialist/tracy-theemes" rel="noopener noreferrer" style="-webkit-text-decoration: var(--ricos-custom-link-text-decoration,none); border: 0px; box-sizing: inherit; color: var(--ricos-custom-link-color,var(--ricos-action-color,#0261ff)); cursor: pointer; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 18px; line-height: var(--ricos-custom-link-line-height,unset); margin: 0px; min-height: var(--ricos-custom-link-min-height,unset); outline: 0px; padding: 0px; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;" target="_blank"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><u class="_3zM-5" style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">Tracy Themes</u></span></a><span style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 18px; font-stretch: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"> </span></span></div><div><span class="post-title__text blog-post-title-font blog-post-title-color" style="border: 0px; box-sizing: inherit; font-stretch: normal; line-height: normal; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 18px; font-stretch: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><br /></span></span></div><div><span class="post-title__text blog-post-title-font blog-post-title-color" style="border: 0px; box-sizing: inherit; font-stretch: normal; line-height: normal; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: proxima-n-w01-reg, proxima-n-w05-reg, sans-serif; font-size: 18px; font-stretch: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline; white-space: pre-wrap;"><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-e70bg" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5693333625793457; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">As a financial advisor with a background in psychology, I can tell you with confidence that money is <strong style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">not</strong> about the numbers.</span></span></p><div data-hook="rcv-block3" style="border: 0px; box-sizing: inherit; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;" type="paragraph"></div><div class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-cck01" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-size: var(--ricos-custom-p-font-size,unset); line-height: 1.5693333625793457; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><br role="presentation" style="box-sizing: inherit;" /></span></span></div><div data-hook="rcv-block4" style="border: 0px; box-sizing: inherit; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;" type="empty-line"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-evst2" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5693333625793457; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">If wealth was about numbers, our richest citizens would be accountants and math professors. And though a few of them are billionaires, they would certainly not be the major players on Forbes annual list.</span></span></p><div data-hook="rcv-block5" style="border: 0px; box-sizing: inherit; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;" type="paragraph"></div><div class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-7oe04" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-size: var(--ricos-custom-p-font-size,unset); line-height: 1.5693333625793457; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><br role="presentation" style="box-sizing: inherit;" /></span></span></div><div data-hook="rcv-block6" style="border: 0px; box-sizing: inherit; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;" type="empty-line"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-csn2a" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5693333625793457; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">I have spent my career studying the question, ”Why are some people rich and some people poor?”. And this quest continues to both inspire and perplex me. And even at this stage of my professional journey, I am more confident of my ability to say what money is not. </span></span></p><div data-hook="rcv-block7" style="border: 0px; box-sizing: inherit; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;" type="paragraph"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-fr4sh" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5693333625793457; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">First of all, money is not real. It is a representation. Not to get too esoteric, but money in and of itself has no intrinsic value. A carrot has intrinsic value. A goat in Peru as well as a chef in Paris can recognize that a carrot is to be eaten. However, if you drop a loonie in a kitchen with that same chef or the field where the goat is now happily crunching away, they would both be flummoxed. Money has to be assigned its meaning. And that meaning is highly dependent on the personal, environmental and cultural context it is placed in. If you were to drop $20 at the corner of Main and Hastings in Vancouver or at the bar of the members-only Terminal Club, the currency would be equally understood but the perceived value of that $20 would be potentially very different.</span></span></p><div data-hook="rcv-block8" style="border: 0px; box-sizing: inherit; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;" type="paragraph"></div><div class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-bd3mi" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-size: var(--ricos-custom-p-font-size,unset); line-height: 1.5693333625793457; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><br role="presentation" style="box-sizing: inherit;" /></span></span></div><div data-hook="rcv-block9" style="border: 0px; box-sizing: inherit; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;" type="empty-line"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-8dhqe" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5693333625793457; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">When there is conflict about finances it must be recognized that the conflict is about what the money represents. And determining this value system can be tricky. People often say that they value money for one reason but have unconscious needs or beliefs operating below the level of their awareness. This is also why discussions about money are often laden with strong emotion and stress.</span></span></p><div data-hook="rcv-block10" style="border: 0px; box-sizing: inherit; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;" type="paragraph"></div><div class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-f6l64" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-size: var(--ricos-custom-p-font-size,unset); line-height: 1.5693333625793457; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><br role="presentation" style="box-sizing: inherit;" /></span></span></div><div data-hook="rcv-block11" style="border: 0px; box-sizing: inherit; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;" type="empty-line"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-2lubu" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5693333625793457; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">I facilitate these discussions on a daily basis. At Sophia Financial, where I work, our philosophy is that, “we believe that people should boss money around and not vice versa”. But that is an ambitious objective. Because we must delve and dive patiently, tenaciously until we discover what money really means to each person, couple or family. At its very core, money is a form of energy, or in blunt terms, power. Whoever has the money has the power. It buys our survival and can protect us from our deepest fears. We all have a history with money and a current belief system about it. As does our culture. We may say it does not matter but the world will quickly disavow us of that notion. Just try paying a mortgage or feeding your family without it.</span></span></p><div data-hook="rcv-block12" style="border: 0px; box-sizing: inherit; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;" type="paragraph"></div><div class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-825ar" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-size: var(--ricos-custom-p-font-size,unset); line-height: 1.5693333625793457; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><br role="presentation" style="box-sizing: inherit;" /></span></span></div><div data-hook="rcv-block13" style="border: 0px; box-sizing: inherit; font-size: 16px; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;" type="empty-line"></div><p class="mm8Nw _1j-51 roLFQS _1FoOD _3M0Fe Z63qyL roLFQS public-DraftStyleDefault-block-depth0 fixed-tab-size public-DraftStyleDefault-text-ltr" id="viewer-85mop" style="-webkit-text-decoration: var(--ricos-custom-p-text-decoration,unset); border: 0px; box-sizing: inherit; direction: ltr; font-size: var(--ricos-custom-p-font-size,unset); font-stretch: inherit; line-height: 1.5693333625793457; margin: 0px; min-height: var(--ricos-custom-p-min-height,unset); outline: 0px; padding: 0px; vertical-align: baseline;"><span class="_2PHJq public-DraftStyleDefault-ltr" style="border: 0px; box-sizing: inherit; direction: ltr; display: block; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;"><span style="border: 0px; box-sizing: inherit; font-family: inherit; font-size: inherit; font-stretch: inherit; font-style: inherit; font-variant-caps: inherit; line-height: inherit; margin: 0px; outline: 0px; padding: 0px; vertical-align: baseline;">So, whether we are professionals in the domain of money management or we are in the throes of a negotiation about it, we must be very respectful of the shapeshifting nature of money and the people discussing it. When people are angry and tearful they are most likely not talking about the numbers on their pension form or the cost of tuition, they are associating these numbers with deeply held beliefs and strongly anchored feelings. Acknowledging this complexity will go a long way to successfully negotiating healthy, positive agreements.</span></span></p></span></span></div>CollaborativeDivorceVancouverhttp://www.blogger.com/profile/07665053000852352839noreply@blogger.comtag:blogger.com,1999:blog-3420529941159639031.post-58137784767115340842022-12-28T10:19:00.000-08:002022-12-28T10:19:14.944-08:00Single Mom with Teenagers<p> <b style="font-family: Calibri, sans-serif;"><span style="color: #747474; font-family: "Times New Roman", serif;">Single Mom with Teenagers – Advice on How to Avoid Becoming One and Tips if You Are!</span></b></p><p><span style="font-family: "Times New Roman", serif;">By </span><a href="https://www.collaborativedivorcebc.com/financialspecialist/renee-le-nobel" target="_blank"><span style="color: #333333; font-family: "Times New Roman", serif; text-decoration: none;">Renee leNobel</span></a></p><style class="WebKit-mso-list-quirks-style">
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</style><p class="MsoNormal" style="font-size: medium; margin-bottom: 15pt;"><span style="color: #747474; font-family: "Times New Roman", serif;">There have been memes regarding teenagers before the word “meme” existed. <o:p></o:p></span></p><p class="MsoNormal" style="font-size: medium; margin-bottom: 15pt;"><span style="color: #747474; font-family: "Times New Roman", serif;">The one that I recall seeing on little plaques in bookstores and novelty shops: <o:p></o:p></span></p><p class="MsoNormal" style="font-size: medium; margin-bottom: 15pt;"><i><span style="color: #747474; font-family: "Times New Roman", serif;">“Teenage grandkids are every grandparent’s secret revenge on their own teenagers.”</span></i><span style="color: #747474; font-family: "Times New Roman", serif;"><o:p></o:p></span></p><p class="MsoNormal" style="font-size: medium; margin-bottom: 15pt;"><span style="color: #747474; font-family: "Times New Roman", serif;">I don’t think my parents need revenge against me; I was a saint. So, it’s not karma that has turned me into a single mom to two teenage boys; it’s just how my life turned out. And while being a single parent was never my life’s aspiration, I wouldn’t have it any other way as I love my kids, and I know my co-parent, and I are happier apart. <o:p></o:p></span></p><p class="MsoNormal" style="font-size: medium; margin-bottom: 15pt;"><span style="color: #747474; font-family: "Times New Roman", serif;">But I can help prevent people from succumbing to the same fate or reassure them that they are not alone. <o:p></o:p></span></p><p class="MsoNormal" style="font-size: medium; margin-bottom: 15pt;"><span style="color: #747474; font-family: "Times New Roman", serif;">It is never easy to be a single parent, even if it’s a part-time single parent with a co-parent. Of course, it’s easier if you have a co-parent. I often console myself by reminding myself that at least my teenagers’ dad is working with me to provide consistent parenting to my teenagers, or the gruesome twosome, as I sometimes think of them. <o:p></o:p></span></p><p class="MsoNormal" style="font-size: medium; margin-bottom: 15pt;"><span style="color: #747474; font-family: "Times New Roman", serif;">If you are contemplating separation and think you are better off being a 100% on-duty parent, consider it more. <o:p></o:p></span></p><p class="MsoNormal" style="font-size: medium; margin-bottom: 15pt;"><span style="color: #747474; font-family: "Times New Roman", serif;">When I separated, I wanted primary custody of my kids. I knew I was a better parent (I was, as I had been the stay-at-home parent for the majority of their lives). I had a lot of practice in morning routines, bedtime routines, arranging playdates, meal preparation and all other required caregiving duties involved in raising children. I even learned to anticipate the arsenic hour (you know the arsenic hour – between 4 and 6 pm when your children turn into Frankenstein, a werewolf and demon rolled into one?). <o:p></o:p></span></p><p class="MsoNormal" style="font-size: medium; margin-bottom: 15pt;"><span style="color: #747474; font-family: "Times New Roman", serif;">My co-parent was, frankly, useless regarding the typical caregiving duties. My kids would go off to his house and return to mine wearing each other’s clothes. “Uh, Ellis, did you notice you are wearing Rowan’s pants?” Ellis’s pants went to mid-shin. My co-parent promised to arrange our eldest’s birthday for two years before it happened. And when it did, it was because I wrestled it back from him and did it at my place. My seven-year-old had his sleepover when he was nine. My co-parent managed to feed my kids, but I know it consisted mainly of take-out. I’m pretty confident my children only bathed at my house for many years. I typically bought their clothes, arranged doctor’s and dentist’s appointments, and arranged everything related to school (including ensuring they got into a choice program in both elementary and high school). Sorry if you are reading this co-parent, but it’s true. You can argue that I wasn’t very good at making money – also true. Good thing I’m good at managing money! <o:p></o:p></span></p><p class="MsoNormal" style="font-size: medium; margin-bottom: 15pt;"><span style="color: #747474; font-family: "Times New Roman", serif;">But, because my co-parent and I shared parenting, I had opportunities to learn how to make money, and my co-parent had opportunities to practice being a better caregiver. <o:p></o:p></span></p><p class="MsoNormal" style="font-size: medium; margin-bottom: 15pt;"><span style="color: #747474; font-family: "Times New Roman", serif;">I also had breaks from parenting, which we all know is primarily unrewarding grunt work. Of course, parenting can also be extremely rewarding. My children’s sweet angelic faces may have carried me through the tough times (not during the arsenic hour), but once they hit teenagerhood, the rewarding moments seemingly take a hiatus. I’m told they come back when your children turn twenty-five, maybe thirty for boys. <o:p></o:p></span></p><p class="MsoNormal" style="font-size: medium; margin-bottom: 15pt;"><span style="color: #747474; font-family: "Times New Roman", serif;">So, as my youngest ticked over the magic threshold into becoming a teenager, I thank my lucky stars every day that my co-parent and I have had enough time to learn how to be better co-parents together. My co-parent is still not quite at the same level as me in the caregiving roles. I’m still not quite at the same level as my co-parent at making money. (<i>What they say is true about women taking a break from the workforce to raise children and the various reasons women earn less than men</i>). But my co-parent and I are exponentially better at our new roles than if I had taken full custody of our kids. <o:p></o:p></span></p><p class="MsoNormal" style="font-size: medium; margin-bottom: 15pt;"><span style="color: #747474; font-family: "Times New Roman", serif;">Teenagers are brutal. I am still spending many of my waking hours looking after their every need (it’s hard to break years of ingrained habits, and I’m required to feed them, right?), and they now spend their waking hours dodging me. When my children do deign to hang out with me, it’s usually to mock me or argue with me. I understand why they are like this. I know that teenagers are going through significant physiological changes – their brains are shedding, their hormones are raging, and they live in a stressful world where they spend a good chunk of their day at what they perceive as a jail. <o:p></o:p></span></p><p class="MsoNormal" style="font-size: medium; margin-bottom: 15pt;"><span style="color: #747474; font-family: "Times New Roman", serif;">I know all this and understand- I empathize with my kids. <o:p></o:p></span></p><p class="MsoNormal" style="font-size: medium; margin-bottom: 15pt;"><span style="color: #747474; font-family: "Times New Roman", serif;">But despite understanding and empathizing with my kids, sharing a space with two very unpleasant people for hours at a time and being one of me against two of them is very hard. Did I already say that? I can’t emphasize it enough. Two horrendous teenagers are being mean to me, and no one else in my home can commiserate with me or remind me that I’m not crazy. <o:p></o:p></span></p><p class="MsoNormal" style="font-size: medium; margin-bottom: 15pt;"><span style="color: #747474; font-family: "Times New Roman", serif;">So, why am I telling you all this? <o:p></o:p></span></p><p class="MsoNormal" style="font-size: medium; margin-bottom: 15pt;"><span style="color: #747474; font-family: "Times New Roman", serif;">A few reasons. <o:p></o:p></span></p><ul style="margin-bottom: 0cm;" type="disc"><li class="MsoNormal" style="color: #747474; mso-list: l0 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list 36.0pt;"><span style="font-family: "Times New Roman", serif;">If you’re planning to have children, ask yourself if your planned co-parent is the partner with whom you want to raise children. And I know we all think they are, only to change our minds after the children are born. So, do some parenting courses together, and design a contract about who does what once the children arrive. Plan the logistics before you have kids instead of having to do it when you separate, and the conflict prevents you from creating a parenting plan. <o:p></o:p></span></li></ul><ul style="margin-bottom: 0cm;" type="disc"><li class="MsoNormal" style="color: #747474; mso-list: l2 level1 lfo2; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list 36.0pt;"><span style="font-family: "Times New Roman", serif;">If separating with kids, before deciding that your ex-spouse would make a useless parent and you had better take it all on, think again. I thought my co-parent would never be able to raise our kids as I could, and I was right. My co-parent has different strengths than me, and our kids have benefitted from our combined strengths, and we have both grown and improved in areas where we had weaknesses. (Caveat: if your spouse and future co-parent are abusive, you may have to be the sole caregiver. If you feel your spouse is abusing you or your children, please seek help for this first). <o:p></o:p></span></li></ul><ul style="margin-bottom: 0cm;" type="disc"><li class="MsoNormal" style="color: #747474; mso-list: l1 level1 lfo3; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list 36.0pt;"><span style="font-family: "Times New Roman", serif;">Try to separate when your kids are tweens and teenagers only if you and your spouse are on exactly the same parenting page and have mutually agreed that your family will be better off if you separate. Yes, it’s ok to separate when your children are teenagers if you are consciously uncoupling. But be aware that high-conflict separations are a disaster for teenage development. And last but not least: <o:p></o:p></span></li></ul><ul style="margin-bottom: 0cm;" type="disc"><li class="MsoNormal" style="color: #747474; mso-list: l3 level1 lfo4; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; tab-stops: list 36.0pt;"><span style="font-family: "Times New Roman", serif;">Take care of yourself and take time for yourself and find some friends to support you when your children become teenagers. My current strategy is to leave the house – they love it, and I love it! Of course, I put house protection in place before leaving. I go outside, sometimes just for a bike ride or a walk. I call my other “mom” friends, who remind me that I’m not crazy. And if you haven’t found “mom” friends yet, don’t worry; they aren’t hard to find. You can often spot them taking solo walks around the neighbourhood, muttering to themselves or looking like they are walking off an argument. Smile at them, say a kind word, and you have likely just found your first “mom” friend. <o:p></o:p></span></li></ul><p class="MsoNormal" style="font-size: medium;"><span style="font-family: "Times New Roman", serif; font-size: 9pt;"> <o:p></o:p></span></p><p class="MsoNormal" style="font-size: medium;"><o:p> </o:p></p>CollaborativeDivorceVancouverhttp://www.blogger.com/profile/07665053000852352839noreply@blogger.comtag:blogger.com,1999:blog-3420529941159639031.post-48228605837317756062022-11-10T15:41:00.000-08:002022-11-10T15:41:53.913-08:00Beginnings and Endings<p> by <a href="https://www.collaborativedivorcebc.com/financialspecialist/tracy-theemes" target="_blank">Tracy Theemes</a></p><p><br /></p><p class="MsoNormal" style="line-height: 15.693333625793457px; margin: 0cm 0cm 8pt;"><span style="font-family: arial;">No one really wants to be left alone, rejected or abandoned. And yet there is a certain inevitability of this happening to us. First of all, the reality is that all partnerships end. Whether through the dissolution of a relationship or death, our relationships are terminal. This reality is another of those “I just don’t want to think about it” truths. It is difficult enough to risk dependence and emotional exposure with someone -- but to grapple with a relationship ending as it begins, is terrifying. And yet. What would happen if we accepted this and negotiated our way through our endings at our beginnings? What if we acknowledged this vulnerability instead of fearing and avoiding it? <o:p></o:p></span></p><p class="MsoNormal" style="line-height: 15.693333625793457px; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><br /></span></p><p class="MsoNormal" style="line-height: 15.693333625793457px; margin: 0cm 0cm 8pt;"><span style="font-family: arial;">As a financial advisor, the relational dynamics I am most interested in are in the domain of money. The time to lay our financial cards on the table is, counter-intuitively, AT the start of our relationships --when everyone is all moony-eyed, hormonally intoxicated and keen to please. When we are ensconced in a habitual pattern or in the midst of conflict we have the least chance of getting our needs met. The reality is that these conversations will happen. Days, months, even years go by and the conversations we should have about the relationship and about our future and financial lives together don’t get addressed. Then bang! She dies. Or he leaves. It ends. We are furious!! Terrified. What did I do to deserve this? Why me? Why now? And how dare they move out/ dump me/ die, when I have sacrificed the very essence of my being for relationship? So we are left to feel abandoned and angry and in a very poor position to advocate for our rights and needs, right when we need them recognized the most. <o:p></o:p></span></p><p class="MsoNormal" style="line-height: 15.693333625793457px; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><br /></span></p><p class="MsoNormal" style="line-height: 15.693333625793457px; margin: 0cm 0cm 8pt;"><span style="font-family: arial;">So, let’s try a new way of thinking about and negotiating our partnerships. What would happen if we accepted that endings are a natural and inevitable part of life? My belief is that by having conversations and setting up our financially intertwined lives with the end in mind, we can potentially usher in a new kind of loving. One based on reality and mutual trust.<o:p></o:p></span></p><p class="MsoNormal" style="line-height: 15.693333625793457px; margin: 0cm 0cm 8pt;"><span style="font-family: arial;"><br /></span></p><p class="MsoNormal" style="line-height: 15.693333625793457px; margin: 0cm 0cm 8pt;"><span style="font-family: arial;">My experience in working with thousands of people in relational transitions is that “going with the flow” is not going to get you a life that optimizes your fullest potential or even increases your capacity for happiness. My hope is that romance can be aligned with honest communication. This to me, is the way to have our happy-ever-afters.</span><span style="font-family: Calibri, sans-serif; font-size: 11pt;"><o:p></o:p></span></p>CollaborativeDivorceVancouverhttp://www.blogger.com/profile/07665053000852352839noreply@blogger.comtag:blogger.com,1999:blog-3420529941159639031.post-74389824921275938822022-09-15T13:41:00.000-07:002022-09-15T13:41:03.180-07:00<p><b data-stringify-type="bold" style="box-sizing: inherit; caret-color: rgb(29, 28, 29); color: #1d1c1d; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px;">Tips and Pet Peeves in Collaborative Practice </b></p><p><span style="background-color: #f8f8f8; caret-color: rgb(29, 28, 29); color: #1d1c1d; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px;">by <a href="https://www.collaborativedivorcebc.com/familylawyer/sonali-sharma" target="_blank">Sonali Sharma</a> (inspired by Collaborative Divorce Dinner Meeting presentation by <a href="https://www.collaborativedivorcebc.com/familylawyer/jon-lazar" target="_blank">Jon Lazar</a>, Collaborative Divorce Lawyer</span><i data-stringify-type="italic" style="box-sizing: inherit; caret-color: rgb(29, 28, 29); color: #1d1c1d; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px;">)</i></p><span class="c-mrkdwn__br" data-stringify-type="paragraph-break" style="box-sizing: inherit; caret-color: rgb(29, 28, 29); color: #1d1c1d; display: block; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px; height: 8px;"></span><span style="background-color: #f8f8f8; caret-color: rgb(29, 28, 29); color: #1d1c1d; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px;">A successful collaborative file requires commitment and trust. Commitment to the process (staying out of court) and trust (between the clients and between/amongst their professional team)</span><span class="c-mrkdwn__br" data-stringify-type="paragraph-break" style="box-sizing: inherit; caret-color: rgb(29, 28, 29); color: #1d1c1d; display: block; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px; height: 8px;"></span><span style="background-color: #f8f8f8; caret-color: rgb(29, 28, 29); color: #1d1c1d; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px;">Our membership group meets once a month to connect in-person. These meetings offer an opportunity to network as well as an opportunity to build better practice models through education and training by highly skilled collaborative practitioners.</span><span class="c-mrkdwn__br" data-stringify-type="paragraph-break" style="box-sizing: inherit; caret-color: rgb(29, 28, 29); color: #1d1c1d; display: block; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px; height: 8px;"></span><span style="background-color: #f8f8f8; caret-color: rgb(29, 28, 29); color: #1d1c1d; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px;">This month's meeting was led by Jon Lazar, a collaboratively trained lawyer and mediator. Jon brings over 25 years of experience as a lawyer. Here is a summary of some tips and pet peeves Jon shared with respect to the collaborative practice.</span><span class="c-mrkdwn__br" data-stringify-type="paragraph-break" style="box-sizing: inherit; caret-color: rgb(29, 28, 29); color: #1d1c1d; display: block; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px; height: 8px;"></span><b data-stringify-type="bold" style="box-sizing: inherit; caret-color: rgb(29, 28, 29); color: #1d1c1d; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px;">Pet Peeve #1 - Use of Financial Statements (Form F8) </b><span class="c-mrkdwn__br" data-stringify-type="paragraph-break" style="box-sizing: inherit; caret-color: rgb(29, 28, 29); color: #1d1c1d; display: block; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px; height: 8px;"></span><span style="background-color: #f8f8f8; caret-color: rgb(29, 28, 29); color: #1d1c1d; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px;">A key foundation of signing a participation agreement and entering the collaborative process is that both the clients and the lawyers have agreed to be fully transparent. Financial transparency is the number one tenet of Family Law. A Form F8 is a legal court document that is a sworn statement containing information around income, assets/liabilities, and expenses. Typically used in litigation and often times filled out incorrectly, Form F8's are meant to tell a story or frame a position of an individual and not the household. While these Form F8's compile a lot of helpful information such as income, assets and liabilities (joint and solely owned), and expenses, they often times become the cause of miscommunication and errors and inconsistencies.</span><span class="c-mrkdwn__br" data-stringify-type="paragraph-break" style="box-sizing: inherit; caret-color: rgb(29, 28, 29); color: #1d1c1d; display: block; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px; height: 8px;"></span><b data-stringify-type="bold" style="box-sizing: inherit; caret-color: rgb(29, 28, 29); color: #1d1c1d; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px;">Tip #1: Use Schedules, Checklists, Excel, Whiteboards, etc...</b><span class="c-mrkdwn__br" data-stringify-type="paragraph-break" style="box-sizing: inherit; caret-color: rgb(29, 28, 29); color: #1d1c1d; display: block; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px; height: 8px;"></span><span style="background-color: #f8f8f8; caret-color: rgb(29, 28, 29); color: #1d1c1d; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px;">Visual representations of finances and numbers can be powerful when presented properly. The use of excel and whiteboards in the four-way meetings is a great way to capture information in real time and to help everyone understand the numbers.</span><span class="c-mrkdwn__br" data-stringify-type="paragraph-break" style="box-sizing: inherit; caret-color: rgb(29, 28, 29); color: #1d1c1d; display: block; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px; height: 8px;"></span><b data-stringify-type="bold" style="box-sizing: inherit; caret-color: rgb(29, 28, 29); color: #1d1c1d; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px;">Pet Peeve #2 : Being too Positional </b><span class="c-mrkdwn__br" data-stringify-type="paragraph-break" style="box-sizing: inherit; caret-color: rgb(29, 28, 29); color: #1d1c1d; display: block; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px; height: 8px;"></span><span style="background-color: #f8f8f8; caret-color: rgb(29, 28, 29); color: #1d1c1d; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px;">Often times in our unfettered loyalty to our clients (Lawyers I'm looking at you) we forget that we are there for the entire family in this transition of one to two homes. Often times fierce advocacy can cause disruption to the collaborative process. Remember that you are part of a team and thus advocating from a single position is not collaborating with your team.</span><span class="c-mrkdwn__br" data-stringify-type="paragraph-break" style="box-sizing: inherit; caret-color: rgb(29, 28, 29); color: #1d1c1d; display: block; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px; height: 8px;"></span><b data-stringify-type="bold" style="box-sizing: inherit; caret-color: rgb(29, 28, 29); color: #1d1c1d; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px;">Tip #2: Pre-briefing and De-briefing with Professionals and Clients</b><span class="c-mrkdwn__br" data-stringify-type="paragraph-break" style="box-sizing: inherit; caret-color: rgb(29, 28, 29); color: #1d1c1d; display: block; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px; height: 8px;"></span><span style="background-color: #f8f8f8; caret-color: rgb(29, 28, 29); color: #1d1c1d; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px;">While it may feel costly (depending on how many professionals are in the room), it is often a good practice to find ways to touch base before (pre-brief) and after (de-brief) with our clients and with the other professionals on the collaborative team. Ensuring that everyone's voice is heard and that everyone is one the same page is fundamental to the success of a collaborative file.</span><span class="c-mrkdwn__br" data-stringify-type="paragraph-break" style="box-sizing: inherit; caret-color: rgb(29, 28, 29); color: #1d1c1d; display: block; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px; height: 8px;"></span><b data-stringify-type="bold" style="box-sizing: inherit; caret-color: rgb(29, 28, 29); color: #1d1c1d; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px;">Pet Peeve # 3: Not having an Agenda for the Four-Way meeting </b><span class="c-mrkdwn__br" data-stringify-type="paragraph-break" style="box-sizing: inherit; caret-color: rgb(29, 28, 29); color: #1d1c1d; display: block; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px; height: 8px;"></span><span style="background-color: #f8f8f8; caret-color: rgb(29, 28, 29); color: #1d1c1d; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px;">Having an agenda allows everyone to prepare in advance. It can also help ease client anxiety, manage expectations and create flow in meetings.</span><span class="c-mrkdwn__br" data-stringify-type="paragraph-break" style="box-sizing: inherit; caret-color: rgb(29, 28, 29); color: #1d1c1d; display: block; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px; height: 8px;"></span><b data-stringify-type="bold" style="box-sizing: inherit; caret-color: rgb(29, 28, 29); color: #1d1c1d; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px;">Tip #3: Have an Agenda</b><span class="c-mrkdwn__br" data-stringify-type="paragraph-break" style="box-sizing: inherit; caret-color: rgb(29, 28, 29); color: #1d1c1d; display: block; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px; height: 8px;"></span><span style="background-color: #f8f8f8; caret-color: rgb(29, 28, 29); color: #1d1c1d; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px;">(See Pet Peeve #3 above)</span><span class="c-mrkdwn__br" data-stringify-type="paragraph-break" style="box-sizing: inherit; caret-color: rgb(29, 28, 29); color: #1d1c1d; display: block; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px; height: 8px;"></span><b data-stringify-type="bold" style="box-sizing: inherit; caret-color: rgb(29, 28, 29); color: #1d1c1d; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px;">Pet Peeve #4 : Avoid Sending DivorceMate Calculations (Spousal/Child Support) too early to clients </b><span class="c-mrkdwn__br" data-stringify-type="paragraph-break" style="box-sizing: inherit; caret-color: rgb(29, 28, 29); color: #1d1c1d; display: block; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px; height: 8px;"></span><span style="background-color: #f8f8f8; caret-color: rgb(29, 28, 29); color: #1d1c1d; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px;">While it's important to provide clients with a wide range of outcomes, especially when it comes to spousal support (which is not always black and white; and as Jon noted ‘can be the hardest issue in family law’). Sending client's support numbers prematurely, without taking the time to explain where the numbers are coming from or making sure you have the correct input data, can be a recipe for disaster or create entrenched positions. Better to keep the initial client discussions on income and support a bit vague, and then work with your co-counsel to present a united front to the parties in their process.</span><span class="c-mrkdwn__br" data-stringify-type="paragraph-break" style="box-sizing: inherit; caret-color: rgb(29, 28, 29); color: #1d1c1d; display: block; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px; height: 8px;"></span><b data-stringify-type="bold" style="box-sizing: inherit; caret-color: rgb(29, 28, 29); color: #1d1c1d; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px;">Tip #4: Communicate as a Team </b><span class="c-mrkdwn__br" data-stringify-type="paragraph-break" style="box-sizing: inherit; caret-color: rgb(29, 28, 29); color: #1d1c1d; display: block; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px; height: 8px;"></span><span style="background-color: #f8f8f8; caret-color: rgb(29, 28, 29); color: #1d1c1d; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px;">Lack of team communication in files where there are other professionals (mental health professional and financial professional) can make it difficult for clients to move forward. Often times clients are receiving information from multiple sources. It can be overwhelming and confusing. As a general rule, whenever there is complex legal info, it may be more effective if the lawyers discuss and present the information together to the clients. In complex family dynamic cases a full team meeting can be a cost effective way to help the family move forward.</span><span class="c-mrkdwn__br" data-stringify-type="paragraph-break" style="box-sizing: inherit; caret-color: rgb(29, 28, 29); color: #1d1c1d; display: block; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px; height: 8px;"></span><b data-stringify-type="bold" style="box-sizing: inherit; caret-color: rgb(29, 28, 29); color: #1d1c1d; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px;">Pet Peeve #5: Not Signing a Participation Agreement </b><span class="c-mrkdwn__br" data-stringify-type="paragraph-break" style="box-sizing: inherit; caret-color: rgb(29, 28, 29); color: #1d1c1d; display: block; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px; height: 8px;"></span><span style="background-color: #f8f8f8; caret-color: rgb(29, 28, 29); color: #1d1c1d; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px;">The Participation Agreement is the constitution and foundation of a collaborative file. It establishes the rules of engagement and a commitment to staying out of court. An unsigned participation agreement means a lingering fear of litigation.</span><span class="c-mrkdwn__br" data-stringify-type="paragraph-break" style="box-sizing: inherit; caret-color: rgb(29, 28, 29); color: #1d1c1d; display: block; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px; height: 8px;"></span><b data-stringify-type="bold" style="box-sizing: inherit; caret-color: rgb(29, 28, 29); color: #1d1c1d; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px;">Tip # 4: Use Divorce Coaches and use them often </b><span class="c-mrkdwn__br" data-stringify-type="paragraph-break" style="box-sizing: inherit; caret-color: rgb(29, 28, 29); color: #1d1c1d; display: block; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px; height: 8px;"></span><span style="background-color: #f8f8f8; caret-color: rgb(29, 28, 29); color: #1d1c1d; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px;">The process of divorce and separation is emotional. It requires difficult conversations and unpacking complex feelings. Divorce Coaches can help to navigate the emotional process involved in divorce and separation by ensuring that needs, concerns and feelings (including anger and fear) are both expressed and contained in a safe and respectful manner which can help towards settlement and ultimately helping the clients move towards a successful transition.</span><span class="c-mrkdwn__br" data-stringify-type="paragraph-break" style="box-sizing: inherit; caret-color: rgb(29, 28, 29); color: #1d1c1d; display: block; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px; height: 8px;"></span><b data-stringify-type="bold" style="box-sizing: inherit; caret-color: rgb(29, 28, 29); color: #1d1c1d; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px;">Tip # 5: Use Financial Neutrals and use them often </b><span class="c-mrkdwn__br" data-stringify-type="paragraph-break" style="box-sizing: inherit; caret-color: rgb(29, 28, 29); color: #1d1c1d; display: block; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px; height: 8px;"></span><span style="background-color: #f8f8f8; caret-color: rgb(29, 28, 29); color: #1d1c1d; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px;">Ditto with the coaches. The process of divorce and separation is an economic adjustment too. It also requires difficult conversations about money, support, assets, etc.. Financial Neutrals can not only help gather, summarize, and analyze financial data, that can be instrumental in files with complex money issues.</span><span class="c-mrkdwn__br" data-stringify-type="paragraph-break" style="box-sizing: inherit; caret-color: rgb(29, 28, 29); color: #1d1c1d; display: block; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px; height: 8px;"></span><b data-stringify-type="bold" style="box-sizing: inherit; caret-color: rgb(29, 28, 29); color: #1d1c1d; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px;">Tip #6: Try Working With Someone New </b><span class="c-mrkdwn__br" data-stringify-type="paragraph-break" style="box-sizing: inherit; caret-color: rgb(29, 28, 29); color: #1d1c1d; display: block; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px; height: 8px;"></span><span style="background-color: #f8f8f8; caret-color: rgb(29, 28, 29); color: #1d1c1d; font-family: Slack-Lato, Slack-Fractions, appleLogo, sans-serif; font-size: 15px;">Everyone gets comfortable and it's easy to work in the same, familiar teams, however if we want to promote the growth of collaborative practice, working with new professionals and expanding our membership is vital. Jon’s tip was that when you are asked for a few names to refer the other spouse to, add a person to that list you have not worked with before.</span>CollaborativeDivorceVancouverhttp://www.blogger.com/profile/07665053000852352839noreply@blogger.comtag:blogger.com,1999:blog-3420529941159639031.post-83972102304479162202022-01-17T09:55:00.007-08:002022-01-30T22:51:00.437-08:00Assessing & Responding to Substance Use in Collaborative Practice<p><span style="font-family: "Times New Roman", serif;">By </span><span style="background-color: white; font-family: "Times New Roman", serif;"><a href="http://www.collaborativedivorcebc.com/professionals/kelsey_antifaeff" target="_blank">Kelsey Antifaeff</a>,</span><span style="font-family: "Times New Roman", serif;"> Registered Clinical Social Worker & Registered Clinical Counsellor </span></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;"><o:p> </o:p></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;">2022 is upon us and many committed to <span style="background-color: white;">“<a href="https://www.cbc.ca/radio/whitecoat/is-dry-january-during-the-pandemic-a-good-idea-1.5863673" style="color: #954f72;" target="_blank"><span color="windowtext" style="text-decoration: none;">Dry January</span></a>”,</span> which is an emerging tradition of taking a month-long break from alcohol in an effort to hit the reset button. New Years resolutions are another popular avenue to reset substance use habits. Regardless of the method, many Canadians are entering another year with COVID-19 and taking stock of how it has affected their substance use. <o:p></o:p></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;"><o:p> </o:p></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;">At the beginning of the pandemic, mental health and substance use experts predicted that a “shadow pandemic” would accompany COVID-19 as the world struggled to cope with stress, anxiety, depression, and social isolation. Emerging data over the last year confirmed that for many Canadians, the pandemic has led to increased substance use as a coping strategy. </p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;"><o:p></o:p></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;"> <o:p></o:p></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;">According to <span style="background-color: white;"><a href="https://www.ccsa.ca/mental-health-and-substance-use-during-covid-19" target="_blank">surveys</a></span> collected by the Canadian Centre on Substance Use and Addiction and the Mental Health Commission of Canada, respondents reported more mental health symptoms and increased substance use since March 2020. Substance use concerns are greater among people who lives along; women in households with young children (< 13 years); people with a history of a substance use disorder; and people experiencing low-income or unemployed. </p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;"><o:p> </o:p></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;">As divorce practitioners, we know that substance use is often cited as a contributing factor to divorce. Given this rise of substance use among Canadians throughout the pandemic, it is likely that we will see an increase amount of divorce cases involving substance use in 2022. <o:p></o:p></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;"><o:p> </o:p></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;">What can we do as Collaborative divorce practitioners to better support families impacted by substance use? Here are four ways a Collaborative team can begin addressing concerns related to substance abuse:<o:p></o:p></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;"><o:p> </o:p></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;"><b>1. Ask about it. <o:p></o:p></b></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;"><o:p> </o:p></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;">In the past, we may have assumed that if substance use was a factor in the separation, our client would tell us. <o:p></o:p></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;"><o:p> </o:p></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;">Given the amount of stigma around substance use, many people do not feel comfortable raising the issue. A proactive screening process with new clients allows practitioners to identify substance use during the intake process, which allows for a comprehensive approach for support to be established at the outset. Integrate the following question into your initial meeting:<br /><br /><o:p></o:p></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;"><i>Was alcohol, substance use, or other addiction(s) a contributing factor to the separation or divorce?<o:p></o:p></i></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;"><o:p> </o:p></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;"><b>2. Reduce stigma.<br /><br /><o:p></o:p></b></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;">“We need to keep in mind that substance use disorders are a medical condition, deserving of care and treatment just like any other, and remain open-minded and not let our judgements or assumptions colour the way we think of someone. Everyone has a story, and for people experiencing substance-related harms, we know that their’s often includes trauma.” (<span style="background-color: white;"><a href="https://www.canada.ca/en/public-health/news/2021/05/covid-19-focus-on-substance-use-and-stigma.html" target="_blank">Public Health Agency of Canada, May 2021</a></span>) <o:p></o:p></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;"><o:p> </o:p></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;">Societal stigma about substance use is a significant barrier for clients; particularly when a parenting plan hangs in the balance. <o:p></o:p></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;"><o:p> </o:p></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;">The best way to reduce stigma is to convey our intention to provide the best care to our client: <o:p></o:p></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;"><o:p> </o:p></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;"><i>It is important to know about substance use so that I can provide appropriate support and resources to you and your family; you deserve the best care throughout the divorce process.<o:p></o:p></i></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;"><o:p> </o:p></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;"><b>3. Screen for Interpersonal Violence<o:p></o:p></b></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;"><o:p> </o:p></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;">Substance use is a significant risk factor for interpersonal violence. Throughout COVID-19, rates of interpersonal violence has <a href="https://www.unwomen.org/en/news/in-focus/in-focus-gender-equality-in-covid-19-response/violence-against-women-during-covid-19#facts" style="color: #954f72;" target="_blank"><span color="windowtext" style="background-color: white; text-decoration: none;">increased dramatically</span></a>.</p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;"><o:p></o:p></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;"><o:p> </o:p></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;">Given this context, it is even more imperative that divorce practitioners integrate violence screening protocols into every case assessment. <o:p></o:p></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;"><o:p> </o:p></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;"><a href="https://www.bwjp.org/our-work/projects/safer.html" style="color: #954f72;" target="_blank"><span color="windowtext" style="background-color: white; text-decoration: none;">SAFeR</span></a> is an approach to decision-making in interpersonal violence-related family law matters, including a <a href="https://www.bwjp.org/assets/ipv-screening-guide-3-28-17.pdf" style="color: #954f72;" target="_blank"><span color="windowtext" style="background-color: white; text-decoration: none;">user-friendly screening tool for violence</span></a>. These screening questions are designed to integrate into your intake process and ensures that you are asking the right questions to assess for interpersonal violence. </p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;"><o:p> </o:p></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;">Legal Aid BC has fact sheets and a resource guide for family lawyers entitled <span style="background-color: white;">“<a href="https://family.legalaid.bc.ca/publications/your-client-safe?topic=27" target="_blank">Is Your Client Safe?</a>”</span> and the federal government has created a course for family professionals entitled <span style="background-color: white;">“<a href="https://justice.gc.ca/eng/fl-df/cfl-mdf/trai-form/story2/story.html" target="_blank">Family Violence and Family Law for Legal Advisors</a></span>” as part of its <span style="background-color: white;"><a href="https://justice.gc.ca/eng/fl-df/cfl-mdf/trai-form/index.html" target="_blank">free webinar series</a></span> highlighting recent amendments to the Divorce Act. </p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;"><o:p> </o:p></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;"><b>4. Involve a Divorce Coach<o:p></o:p></b></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;"><o:p> </o:p></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;">For a client whom substance use is a contributing factor in the divorce, involving a <span style="background-color: white;"><a href="http://www.collaborativedivorcebc.com/team/divorce_coach.php" target="_blank">Divorce Coach</a></span> is invaluable. As trained mental health professionals, Divorce Coaches understand the complexities of substance use disorders and treatment options. Divorce Coaches also understand the impact on the individual and the family system, including children. This specialized knowledge informs how we approach Parenting Plans that centre the needs of the child or children. The addition of a neutral <span style="background-color: white;"><a href="http://www.collaborativedivorcebc.com/team/child_specialist.php" target="_blank">Child Specialist</a></span> may also be helpful when substance use is an issue. </p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;"><o:p> </o:p></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;">Families impacted by substance use have often experienced trauma. The divorce process may be experienced as an additional trauma for them. Divorce Coaches provide skilled, trauma-informed support throughout the process. Recommending the services of a Divorce Coach early in the divorce process means that the client will have adequate supports available to them from the outset.<o:p></o:p></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;"><o:p> </o:p></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;">Others on the Collaborative team can support the work of the mental health professionals by being informed of how to have a trauma-informed practice, referring to materials such as the Golden Eagle Rising Society’s “<span style="background-color: white;"><a href="https://www.goldeneaglerising.org/photos/trauma-informed-legal-practice-toolkit" target="_blank">Trauma-Informed Legal Practice Toolkit</a>,</span>” the creation of which was led by lawyer Myrna McCallum. <o:p></o:p></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;"><o:p> </o:p></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;"><span style="text-indent: 36pt;"><br /></span></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;"><span style="text-indent: 36pt;">These are the initial steps of how Collaborative team members can get started working with families impacted by substance use. Once clients are in the process and substance use concerns have been identified, the mental health professionals, especially Divorce Coaches, can suggest specific ways to help families based on their unique concerns and needs.</span><span style="text-indent: 36pt;"> </span><span style="text-indent: 36pt;"> </span><span face="Calibri, sans-serif" style="text-indent: 36pt;">The Collaborative Process is a client-centred option that allows for innovative, creative, flexible solutions that meet the needs of families impacted by substance use. </span></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm; text-indent: 36pt;"><o:p></o:p></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;"><span face=""Calibri Light", sans-serif" style="background-color: white;"><o:p> </o:p></span></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;"><span face=""Calibri Light", sans-serif"> </span></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;"><span face=""Calibri Light", sans-serif">***<o:p></o:p></span></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;"><span face=""Calibri Light", sans-serif"> </span></p><p class="MsoNormal" style="font-family: "Times New Roman", serif; margin: 0cm;"><i><span face=""Calibri Light", sans-serif">Kelsey Antifaeff is a Registered Clinical Social Worker, Registered Clinical Counsellor & graduate of a Clinical Fellowship in Addictions with the BC Centre on Substance Use. Supporting families impacted by substance use is one of her specialties in her work as a Divorce Coach and Child Specialist. <o:p></o:p></span></i></p>CollaborativeDivorceVancouverhttp://www.blogger.com/profile/07665053000852352839noreply@blogger.comtag:blogger.com,1999:blog-3420529941159639031.post-27369451677274371322022-01-10T10:18:00.002-08:002022-01-11T20:41:51.413-08:00Prepare, not predictBy <a href="http://www.collaborativedivorcebc.com/professionals/tracy_theemes" target="_blank">Tracy Theemes</a>, Financial Advisor, Financial Planner <div><br /></div><div>People have strong feelings in one direction or the other about cohabitation, marriage and relationship agreements (sometimes referred to as prenuptial agreements). I appreciate both points of view. I hear the contention that it is “preparing for the worst” and “expecting things to fail”. I also respect the other side of statistics and practicalities. When it comes to the financial side what I like best about any pre-partnership commitment is transparency. After decades of working as a financial advisor, I have seen that the biggest issue for most partnerships is a lack of honesty about money. People will discuss their views on parenthood, geographical preferences and sex needs until they are blue in the face while daintily skipping over their financial beliefs, behaviours and expectations. I cannot tell you the times I have heard someone tell me they would wait until after they were married to reveal their debt situation. Or their compulsive spending patterns. Or that they have set up a new will leaving everything to their children. They want to avoid these contentious discussions before the wedding. To me, this is the height of disrespect. <div><br /></div><div>We all know discussing money is tough. No matter how comfortable you are with your economic decisions, opening your books to show someone else what you “are worth” brings even the bravest communicator to their knees. But adults entering into such an important legal, financial and spiritual relationship must overcome this reluctance. Recently, my adult daughter was in the process of purchasing a condo with her partner. This signalled a whole new level of partnership. And I was adamant that they develop a shared list of understandings and promises, including what would happen to the condo in the event of a separation. “If you can’t talk about money and your expectations, you are not mature enough to make this commitment”. That may sound harsh. But it is my experience that secrets about money are tied to other relational issues. And they will always come back and do damage. My belief, borne of decades of experience is that open-hearted communication is the foundation of a solid, productive relationship. And these tough discussions about money, though challenging, can lead to greater intimacy and trust. </div><div><br /></div><div>Healthy relationships require shared understandings. Before my husband and I got married we invested a substantial amount of time in creating a personal, signed agreement that we called our “Sacred Promises”. This answered many of the legal questions my Collaborative lawyer colleagues expound upon. But most importantly it is a collection of our beliefs about what we were committing to with one another. We looked at everything from what really was infidelity to how we would handle a major illness to under what conditions we would break our promises. Given that we had both already been divorced we knew that promises get broken. We could not ignore that reality even with our love for each other. It was an illuminating dialogue, and often very surprising. Now that we have been married for almost five years I can say with certainty that we did not cover all the situations that we faced but we created an infrastructure of communication that has helped us weather the unexpected storms that have arisen. </div><div><br /></div><div>We cannot predict the future. But we can prepare for it by laying in the groundwork for positive outcomes. Cohabitation, marriage and relationship agreements address the best of all worlds by increasing the probability of success while allowing for changes in plans that do not have to lead to conflict and trauma. And if you can talk about money with candour and trust, you are already on your way to a long and happy relationship.
</div></div>CollaborativeDivorceVancouverhttp://www.blogger.com/profile/07665053000852352839noreply@blogger.comtag:blogger.com,1999:blog-3420529941159639031.post-15128575128004882452021-12-31T16:10:00.005-08:002022-01-11T14:03:04.400-08:00Association de mediation familiale du Quebec v. BouvierThe Supreme Court of Canada released their <a href="https://www.blogger.com/#">Association de mediation familiale du Quebec v. Bouvier , 2021 SCC 54 </a>decision on December 17, 2021. The SCC looked at whether there is an exception to the settlement privilege, allowing for the existence or scope of a settlement to be proven in the context of a family mediation in Quebec. The SCC has posted a <a href="https://www.blogger.com/#">Case in Brief </a>summarizing the facts and main issue. <div><br /></div><div>Quebec has a unique set of rules related to how family mediation works in their province. Still, this decision has implications for all family law consensual dispute resolution professionals, as they consider the terms of any agreements made entering into a mediation regarding what may or may not be disclosed or relied on afterwards. </div><div><br /></div><div>The decision also highlights the usefulness of the terms in a <a href="https://www.blogger.com/#">Collaborative Process's Participation Agreement</a>, which makes what information and documents may be disclosed at different stages of the process clear and what must happen before the parties can rely on any agreements made within the Collaborative Process.</div>CollaborativeDivorceVancouverhttp://www.blogger.com/profile/07665053000852352839noreply@blogger.comtag:blogger.com,1999:blog-3420529941159639031.post-66539017736168167102021-04-08T13:33:00.001-07:002021-04-08T13:49:12.602-07:00Unbundling Your Practice: Examples Across North AmericaThe CDV was lucky enough to have Forrest “Woody” Mosten conduct a two-day online training titled <i>Unbundling Your Practice for Lawyers and Consensual Dispute Resolution Professionals: To better serve your clietns and increase profitability</i> in January 2021. For a limited time, the course is available as a rebroadcast for $175 USD (approximately $225 Canadian). <a href=" http://www.collaborativedivorcebc.com/training/ " target="_blank">Learn more and register <b>here.</b></a><div><br /></div><div>During the training, Woody provided a number of examples of different unbundling models that professionals use in their practices around North America. Here are some examples: </div><div><ul style="text-align: left;"><li>In Des Moines, Iowa, <a href="https://www.lawshop.net " target="_blank"><b>The Law Shop’s </b></a>lawyers have created a successful model offering flat fee case evaluations and unbundled services, which they refer to as “customized client services.” </li></ul></div><div><ul style="text-align: left;"><li><a href="https://burkefamilylaw.com/roadmap-consultation/ " target="_blank"><b>Brian Burke </b></a>in Santa Barbara, CA exclusively offers client education sessions and referrals. </li></ul></div><div><ul style="text-align: left;"><li>In Victoria, BC and Duncan BC, <a href="http://www.legalcoach.ca " target="_blank"><b>Alinea Legal Coaching</b></a> offer services such as flat fee strategy packages, agreement coaching packages and negotiation support, as well as ‘phone-a-coach’, ‘email-a-coach’ and ‘meet-a-coach’ options.</li></ul></div><div><ul style="text-align: left;"><li>In Toronto, Ontario, Lisa Eisen offers limited scope services and legal coaching through her firm, <a href="http://familylawalacarte.ca/services " target="_blank"><b>Family Law: A La Carte </b></a></li></ul></div><div><ul style="text-align: left;"><li>In Northern California, <a href="https://hellodivorce.com/ " target="_blank"><b>Hello Divorce </b></a>offers flat fees and unbundled options </li></ul></div><div><ul style="text-align: left;"><li><b><a href="https://levittquinn.org/services/ " target="_blank">Levitt Quinn</a> </b>in Los Angeles, CA is a non-profit family law centre that provides affordable legal services based on a sliding scale. </li></ul></div><div><ul style="text-align: left;"><li><a href="https://legalgrind.com/ " target="_blank"><b>Legal Grind </b></a>in Santa Monica, CA is a coffee shop where people can receive legal advice and listen to presentations from various legal professionals. </li></ul><ul style="text-align: left;"><li><b><a href="https://www.gevurtzmenashe.com/unbundled-legal-services.html " target="_blank">Gevutrz Menache & Howe</a> </b>in Portland, OR is a large family law firm that provides limited scope work. </li></ul></div><div><ul style="text-align: left;"><li>In Toronto, Ontario, Joel Miller offers coaching and unbundled services through <b><a href="https://thefamilylawcoach.com/about-joel-miller/ " target="_blank">The Family Law Coach</a>. </b></li></ul></div><div><ul style="text-align: left;"><li>Maryland’s <b><a href="https://www.mdfamilylawyer.com/about-us-richard-s-granat/ " target="_blank">MD FamilyLawer.com</a> </b>offers online, fixed fee legal services </li></ul></div><div><ul style="text-align: left;"><li>An Atlanta, GA firm operated a <b><a href="https://ch.linkedin.com/company/the-manely-firm-p-c-%27s-justice-cafe" target="_blank">“Justice Café”</a> </b>that offered <b><a href="https://www.law.com/almID/1202577538966/?slreturn=20210308151544 " target="_blank">walk-in, affordable legal consultations</a>.</b></li></ul></div><div><ul style="text-align: left;"><li>In Toronto, Ontario, multidisciplinary teams previously offered information sessions under the name, <b><a href="https://www.lawtimesnews.com/news/general/toronto-lawyer-to-help-launch-neutral-zone-for-separating-spouses/262238 " target="_blank">The Neutral Zone</a>.</b></li></ul></div><div><br /></div><div>Lawyers in British Columbia can use the <a href="https://www.courthouselibrary.ca/our-programs/family-law-unbundling-toolkit." target="_blank"><b>Family Law Unbundling Toolkit’s resources and templates</b></a> to build their unbundling practice. More information is available on the <a href="https://www.lawsociety.bc.ca/working-with-lawyers/self-representation-and-unbundled-services/ " target="_blank">Law Society of BC</a>’s website and and the <b><a href="https://unbundlinglaw.peopleslawschool.ca/" target="_blank">People’s Law School’s Unbundled Legal Services</a> </b>website. There is a <a href="https://www.facebook.com/groups/unbundledlaw " target="_blank"><b>Facebook group </b></a>for lawyers who offer unbundling services.</div><div><br /></div><div><br /></div><div><br /></div><div>Posted by: <a href="http://www.collaborativedivorcebc.com/professionals/jennifer_e_woodruff" target="_blank"><b>Jenny Woodruff, Collaborative Family Lawyer</b></a></div>CollaborativeDivorceVancouverhttp://www.blogger.com/profile/07665053000852352839noreply@blogger.comtag:blogger.com,1999:blog-3420529941159639031.post-36849879678274048802021-03-05T17:14:00.000-08:002021-03-05T17:14:06.370-08:00Do Adult Children need a Child Specialist? 5 Key Considerations<p>By <b><a href="http://www.collaborativedivorcebc.com/professionals/jamila_nazerali_hilborn" target="_blank">Jamila Nazerali Hilborn MA, RCC, Child Specialist & Co-Parenting/Divorce Coach</a></b></p><br /> <br /><br />Since the hit of COVID-19 there has been a surge in my practice in working with adults aged 18-28 as a Child Specialist and Psychotherapist. According to Hartford Healthcare’s recent census, “The pandemic...affects people ages 18 to 29 more, with 42 percent reporting anxiety and 36 percent depression. The second most-affected age group was people 30 to 39, with 34 percent reporting anxiety and 28 percent depression.” Many of them have uprooted their lives to move back home. Reasons for moving back home include job loss, universities transferring to online format, covid-19 restrictions, or the need to suspend their “gap year” of travel. At a time when many of them are trying to navigate love interests, build careers, and create reliable networks these clients have not only had their lives suspended but they have profoundly regressed. Many have described their experience of being forced to “move back” whilst also having to “move back” into their old roles, schedules, and family traditions. Not only are they going “back and forth” between two homes, but now they are transitioning with significant others and pets. Some have explained that during birthdays and holidays they’ve been expected to follow past schedules. For a significant amount of these clients, the new lives that they have built have allowed them to explore who they are beyond their two-home family under one roof. The impact of all of this would seem that the pandemic has created a long detour in establishing their own independence and securing long-term healthy boundaries. <br /><br /> <br /><br />For the adult children that are in the initial stages of parents restructuring their homes, there is great confusion. This is an age group that is already significantly overlooked and is commonly referred to as the forgotten demographic. In a longitudinal study done by Watterstein et al. (2000) an adult child explains, “It’s sort of a permanent identity, like being adopted or something like that. I guess you might say our parents’ divorce was the formative event in our lives. It explains why I feel the way I do. The divorce is a permanent part of me in some ways I’ll never get over it” (<i>Children of Divorce</i> at page 291). How then are these adult children expected to “get over it” when the pandemic has shackled them “back in it”? It would seem that the role of the child specialist in the case of adult children has never been more valuable. They no longer have a choice and yet where is their voice?<br /><br /> <br /><br />Whether your family is in transition or has been restructured into two homes, here are five things to consider:<br /><br /><b>1. They are still your children</b>: Although adult children are able to understand much more than minors, it can be tempting for parents to overshare or lean on them. It is important to keep boundaries and to limit their involvement, while maintaining a parent-child relationship.<div><br /></div><div><br /></div><div><b>2. Understand that they have feelings too and will also need support:</b> Many parents assume that older children will not feel torn, guilty, or that the rupture of the marriage is not their fault. Surprisingly, adult children share similar feelings to younger children. The adult children that have had to move back are not only reverting back into old patterns, but they are incredibly flooded and haunted by the “ghosts of their past”. Furthermore, they are typically more skilled at hiding their feelings, which make them a target for being easily forgotten. Try to validate their emotions, and hold space for empathy.<br /><br /><br /><b>3. Recoupling and family blending does impact adult children:</b> Whether they live at home, have to move back, or temporarily visit. Family restructuring does change their sense of belonging and understanding of home or their family of origin. <br /><br /><br /><b>4. Relationship repair can be more challenging: </b>Encouraged visits or traditional ways of repair are no longer applicable to this demographic. This can make rebuilding the child-parent relationship much more difficult. Further, adult children feel more responsible to find appropriate solutions, and often take on parenting roles. <br /><br /><br /><b>5. Your co-parenting relationship is still important: </b>Many parents assume that they will not have to make the same efforts in creating a cohesive co-parenting relationship with their ex-spouse since there is usually no formal parenting plan with adult children. However, adult children need to feel that their parents are still a cohesive team with a united front regardless of how old they are. Not only is your co-parenting relationship valuable, but your co-grandparenting relationship will also influence a legacy of generations to come.<span class="sewhyxqmojkiu7e"></span><span class="sewhyxqmojkiu7e"></span><br /></div><div><br /></div><div><br /></div><div>Sources:</div><div><br /></div><div><a href="https://hartfordhealthcare.org/about-us/news-press/news-detail?articleid=26831&publicId=395" target="_blank">“These Age Groups Most Affected by COVD-Related Depression, Anxiety,”</a> Hartford HealthCare article<br /><br /><br /><i><a href="https://www.hachettebookgroup.com/titles/julia-m-lewis/the-unexpected-legacy-of-divorce/9780786870738/" target="_blank">The Unexpected Legacy of Divorce: A 25 Year Landmark Study</a></i> by Julia M. Lewis and Sandra Blakeslee, reprinted edition 2001 </div>CollaborativeDivorceVancouverhttp://www.blogger.com/profile/07665053000852352839noreply@blogger.comtag:blogger.com,1999:blog-3420529941159639031.post-60198081797352460802021-02-27T11:40:00.000-08:002021-02-27T11:40:17.427-08:00Divorce Act amendments coming into force on March 1, 2021The <i>Divorce Act</i> amendments from 2019 are finally coming into force on March 1, 2021, after being delayed for almost a year because of the pandemic.<div><br /></div><div>The Department of Justice's (DOJ) <a href="https://www.justice.gc.ca/eng/fl-df/cfl-mdf/dace-clde/index.html" target="_blank">"<i>Divorce Act </i>Changes Explained"</a> compares the previous version of the <i>Divorce Act </i>to the amended version. The DOJ has compiled resources for <a href="https://www.justice.gc.ca/eng/fl-df/cfl-mdf/prof.html" target="_blank">lawyers </a>and <a href="https://www.justice.gc.ca/eng/fl-df/cfl-mdf/fam.html" target="_blank">families.</a> </div><div><br /></div><div>The amendments are mainly focused on parenting provisions. They include references to <a href="https://www.justice.gc.ca/eng/fl-df/parent/plan.html" target="_blank">parenting plans</a>, which have long been a component of Separation Agreements created through the <a href="http://www.collaborativedivorcebc.com/collaborative_divorce/whatis.php" target="_blank">Collaborative process</a>. </div><div><br /></div><div><br /></div><div><br /></div><div><a href="http://www.collaborativedivorcebc.com/professionals/jennifer_e_woodruff" target="_blank">Jenny Woodruff, Collaborative Family Lawyer</a></div><div><br /></div><div><br /><div><br /></div><div><br /></div></div>CollaborativeDivorceVancouverhttp://www.blogger.com/profile/07665053000852352839noreply@blogger.comtag:blogger.com,1999:blog-3420529941159639031.post-22221921506548673562021-02-21T17:33:00.000-08:002021-02-21T17:33:48.821-08:00Collaborative divorce and online dispute resolution: How COVID-19 is changing the way we settle disputes<p><b>By <a href="http://www.collaborativedivorcebc.com/professionals/marcus_sixta" target="_blank">Marcus Sixta, Collaborative Divorce Lawyer, Mediator</a></b></p><p>COVID-19 has laid bare the many vulnerabilities of our justice system. In the first few months of the pandemic, courts were effectively shut down, except for the most urgent matters. For family law and divorce cases, this meant that many hearings and trials were adjourned and claimants had no access to the courts to get an order or judgment. There is still a massive backlog of family law cases in our court system today which will likely last for some time.</p><p>However, rising out of this crisis is a new level of appreciation for alternative dispute resolution processes, like <a href="http://www.collaborativedivorcebc.com/collaborative_divorce/whatis.php" target="_blank">Collaborative divorce</a>, which can be conducted online and remotely. On February 17, 2021, the Canadian Bar Association released a report titled <b><i><a href="https://www.cba.org/CBAMediaLibrary/cba_na/PDFs/Publications%20And%20Resources/2021/CBATaskForce.pdf" target="_blank">No Turning Back: CBA Task Force Report on Justice Issues Arising From Covid-19</a></i>.</b> This report includes the following recommendations regarding dispute resolution:<br /></p><ul style="text-align: left;"><li>Justice system partners (including groups representing justice seeking individuals, court and tribunal administrators, bar representatives etc.) should establish a working group dedicated to exploring how to effectively triage matters that are more amenable to early resolution and matters that better lend themselves to remote proceedings.</li></ul><div><ul style="text-align: left;"><li>The working group should explore which areas of law are potentially suited for ODR-type platforms and how to integrate all these matters into the public system.</li></ul></div><div>Online dispute resolution (ODR) is a process of resolving disputes online and can include mediation and Collaborative law. A videoconference platform with screen sharing technology is used so that all the participants can see each other and share documents. Also, these platforms, like Zoom, include the option to create breakout rooms so that participants can meet privately with their lawyers before coming back together as a group.<br /><br />In my practice, I have seen that the majority of family law cases do not need court intervention. Most of them in fact are resolved outside of court, but for some reason there are those who are still resistant to alternative dispute resolution processes like Collaborative law and mediation. However, changes to the justice system brought on by COVID-19 may be forcing them to accept a new reality.<br /><br />In 2020, when COVID-19 had closed the doors to the court system, many people had no other choice but to resolve their family law disputes in mediation or through a Collaborative process because these processes can be utilized fully through online platforms. As a result, some people (including some family lawyers) who would never have considered mediation or Collaborative divorce gave it a try. Moreover, I have witnessed judges in court being far more assertive with people and very firmly telling them to attempt to resolve their matters outside of court because court resources are so limited now. <br /><br />My experience with ODR processes like Collaborative divorce and mediation over the last year has convinced me that for many people this process is more client centered and convenient. Rather than needing to travel to a lawyer’s office, clients who may have long commutes can attend meetings at home. For people living in small communities with limited legal resources, ODR opens up the possibility of working with Collaborative lawyers and mediators in other cities. Individuals with mobility limitations are also benefiting from ODR as it means they can access dispute resolution services wherever is convenient for them.<br /><br />The justice system is slow to adapt to change, but COVID-19 has forced it adapt to the times by advancing technologically and further embracing alternative dispute resolution processes. It has also highlighted the benefits of ODR and how this can be used in mediation and Collaborative law to reduce the pressure on the courts, while also providing a client centered approach to conflict resolution. These changes should be enshrined in court rules and legislation so that they last well beyond the pandemic. As stated in <i>No Turning Back: CBA Task Force Report on Justice Issues Arising From COVID-19</i>: "First, there is no turning back. The pandemic propelled the justice system into a long-awaited modernization. We must continue forward and build on the measures, procedures and innovations implemented in response to the pandemic and focus on the needs of the users of the justice system."</div><div><br /></div><div><br /></div><div><br /></div><div><br /></div><p></p>CollaborativeDivorceVancouverhttp://www.blogger.com/profile/07665053000852352839noreply@blogger.comtag:blogger.com,1999:blog-3420529941159639031.post-83581798607645664562021-02-08T16:42:00.000-08:002021-02-08T16:42:10.033-08:00Talking to Your Kids About Divorce - The Most Difficult Conversation of All!<p>By <a href="http://www.collaborativedivorcebc.com/professionals/alyson_jones" target="_blank">Alyson Jones, MA, RCC, Divorce Coach, Child Specialist, Child & Family Therapist</a></p><p><br /></p><p>Challenging conversations can actually bring your family closer, as difficult conversations can be opportunities for growth. Talking to your children about difficult topics can demonstrate to them that you have their best interests at heart, that you are courageous enough to face problems and that they can rely on you for information and guidance. There are many difficult conversations we need to have with our children but informing the children you are getting divorced may be one of the most difficult of all.<br /><br /><br />Why is the divorce talk such a difficult conversation? First of all, we need to understand that as parents we are programmed to protect our children. If our child is being bullied we know what our role is. Sometimes we must temper out reactions so we can truly assist our children – but there is no doubt that we have a visceral response when our children are in danger of being hurt physically and emotionally. I can certainly recall times when my own “mother bear” reared its head and I wanted to retaliate against the bully that was attempting to harm my child. Of course, I realized that it would be wildly inappropriate for a middle age Child and Family Therapist to be taking down some 8-year-old that was teasing my child on the playground – but I won’t pretend that the thought did not cross my mind! <br /><br /> <br />This desire to protect also applies to conversations about sex and drugs. There is some outside force that might harm our child – and we want to prepare and protect our child against something dangerous. Our protective role is clear. So, the truly complicating factor that makes talking to your children about divorce so difficult is that the parents are the source of the pain. This causes great dissonance. How do we help protect our child against ourselves – when we are the ones causing great sadness and distress in our children? This may be the reason so many parents avoid this conversation, or rush through it by trying to tell their children that everything will be fine. <br /><br /><br />The <b><i>bad news</i></b> is that talking to your kids about divorce is one of the most difficult conversations that parents can have with their children. Although I understand and empathize with the guilt parents may feel in this situation, this guilt and discomfort should not be used as an excuse to avoid doing what must be done. I caution parents that avoiding this conversation, or candy coating it in some way, may only cause additional distress and pain in the long run for the children. <br /><br /> <br />The <b><i>good news </i></b>is that if the parents do this conversation well, they can help their children adjust and heal much quicker. Change is inevitable in life, and how we approach the divorce talk can teach children that grace and dignity can be part of grieving and healing. There is no perfect way of having this talk – but it is best when it is done in an authentic and thoughtful manner.<br /><br /><br />Some tips for talking to your children about divorce:<br /><br /></p><ol style="text-align: left;"><li><b>It is always best if both parents can tell the children together. </b> You brought the children into the world together, and you owe it to your children to make their needs more important than your marital difficulties. It is important to come together and hold the space for your children during this conversation. The parents need to be the leaders – and leaders show their true strength during the most difficult of times. This will demonstrate true courage in the face of adversity and set the template for your children to develop grace under fire.</li><li><b>Give them an explanation.</b> Do not give your children too many details regarding your marital difficulties but do provide an explanation that makes sense to them. Let them know your love has changed, and sometimes adult love changes and no longer fits together like it once did. Let them know as a couple you have done many things well – like creating them – but unfortunately you did not work out your problems well together. Honour each other in front of the children and let them know you are sad as well – but do not let your sadness or feelings dominate the discussion.</li><li><b>Acknowledge that this is a sad day for the family. </b> Tell your children that whatever they are feeling is ok. It is ok to be sad, mad, disappointed and fearful of the changes. Don’t try to “sell them a line” that everything is great and they will be happy again soon. Do not be afraid of their sadness – acknowledge it – and let them know there are some things that are worth feeling sad about. </li><li><b>Be honest about what will be changing and what will not be changing. </b>Let them know that their schedules and living arrangements will be changing. Tell the children that some things do not change. Let them know that although adult love can change– the love between parents and children is a unique kind of love and it never changes.</li><li><b>Let them know that a plan is in place.</b> It is best if you have this worked out beforehand. Children need to know their schedule. Reassure them that you will still work together as their parents, and rather than just one home they now have two safe harbours in the world. Let them know there may be bumps ahead – but you will do your best to work through the bumps and that they are your top priority.</li></ol><br />Leading your children through changes in your family can build a deeper intimacy with your children. It is a real-life experience in which they can see you continue to do your job as a parent even under pressure. Our challenges and human vulnerability often connect us – and this can be the gift that emerges as your family changes and evolves. <p></p>CollaborativeDivorceVancouverhttp://www.blogger.com/profile/07665053000852352839noreply@blogger.comtag:blogger.com,1999:blog-3420529941159639031.post-38154341033409324742021-01-26T11:28:00.001-08:002021-01-28T08:54:36.062-08:00Impact of COVID-19 on Guideline Income<p>By <a href="http://www.collaborativedivorcebc.com/professionals/patti_daum" target="_blank">Patti Daum, Financial Specialist, CPA, CA, CBV</a></p><p>As spouses separate, the issue of child and spousal support often becomes an issue, and it may be necessary to measure one or both spouse’s income available for support purposes (or “Guideline income”).<br /><br />Given the far reaching economic and financial impacts of the pandemic on many taxpayers, historical income may not be indicative of income for the foreseeable future. <b> It may become more important to assess monthly income (rather than just annual income) in this rapidly evolving situation.</b><br /><br /><b><u><span style="color: #0b5394; font-size: medium;">During COVID-19</span></u></b><br /><br /><a href="https://www2.gov.bc.ca/gov/content/safety/emergency-preparedness-response-recovery/covid-19-provincial-support" target="_blank">British Columbia is currently (January 2021) in Stage 3 of our Restart Plan, with a number of province-wide restrictions currently in place,</a> which impacts many businesses including nightclubs, restaurants, vacation accommodation including hotels and resorts and all other businesses who enjoy spin off economic benefits from tourism, aviation and the performing arts, to name a few. Those individuals going through separation and divorce who have their own businesses in these sectors and many others, are likely financially impacted by COVID-19.<br /><br />In our view, as activities adjust to the “new normal”, monthly data will become more important in establishing current and prospective income during COVID-19.<br /><br />While not strictly a component of Guideline income, parties may want to consider the impacts of potential cash injections into businesses to keep them operational.<br /><span style="font-size: medium;"><br /><b><u><span style="color: #0b5394;">Potential approaches to take to estimating income during the pandemic</span></u></b></span><br /><br /></p><ol style="text-align: left;"><li><b>Use monthly information</b> to estimate available income during COVID-19.</li><li><b>Consider modeling scenarios</b> in order to understand the practical implications of lower income. While income may not ultimately be determined based on these scenarios, they will help in planning for the family’s needs.</li><li><b>Use financial planning experts/tools</b> to assist in making sure the family’s needs are met during the period of lower income.</li><li><b>Treat the during COVID-19 period separately from ‘available income after COVID-19’</b>.</li><li><b>Maintain flexibility to revisit available income in the future</b>.</li><li><b>When businesses are involved, take a holistic approach</b> to the business to consider the impacts on the business in terms of cash injections required, structural changes (lower staffing levels), and other changes.</li></ol><br /><b><u><span style="color: #0b5394; font-size: medium;">After COVID-19</span></u></b><br /><br />With the country slowing starting its vaccination program, individuals may want to revisit available income after COVID-19 is no longer as prevalent or active (Stage 4 of BC’s Restart Plan). While this may be an option for some, we note that obtaining reliable data of available income for an operating period after COVID-19 will result in a significant delay. <br /><br />Available income will be impacted by trends caused or accelerated by COVID-19 and structural changes in the business. As an example, will staff that were laid off be able to be replaced. If not, how will that impact the capacity of the business?<br /><br />The extent to which demand will rebound is unknown at this point. While we are confident that the economy will recover, what is unclear is the shape of the recovery.<br /><br /><br /><br />If you need assistance from professionals to determine the appropriate income amount to use for child and spousal support purposes, financial specialists with an accounting designation (CPA) and Chartered Business Valuators (CBVs) frequently assist clients and lawyers analyze annual and where necessary, monthly incomes. If you are looking for help in Vancouver or the Lower Mainland in BC, Collaborative divorce professionals, including financial specialists and lawyers who assist with this work, <a href="http://www.collaborativedivorcebc.com/search_professionals_by_practice" target="_blank">are listed on the CDV webpage.</a><p></p>CollaborativeDivorceVancouverhttp://www.blogger.com/profile/07665053000852352839noreply@blogger.comtag:blogger.com,1999:blog-3420529941159639031.post-8767348690587335012020-04-07T17:32:00.001-07:002020-04-07T20:45:29.880-07:00COVID-19 Family Law Resources & the Collaborative ProcessOur thanks to <a href="https://www.boughtonlaw.com/people/lawyers/hannah-dejong/" target="_blank">Hannah M. DeJong of Boughton Law</a>, who has made navigating the coronavirus pandemic easier for separating families by compiling information into a resource guide entitled <a href="https://docs.google.com/document/d/1T1mbli1BwucGEcUN9LJk5hDg2GsepYSMeZ2TCWDmSu4/mobilebasic" target="_blank"><b>COVID-19 Family Law Resources (BC)</b></a>. The guide contains general information and is not meant as legal advice.<br />
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Hannah mentions a specific MediateBC program as one consensual dispute resolution process families in British Columbia can use during the pandemic. The <a href="http://www.collaborativedivorcebc.com/collaborative_divorce/differences.php" target="_blank">Collaborative Process</a> is another option for families (the <a href="http://www.collaborativedivorcebc.com/search_professionals_by_practice" target="_blank">Collaborative Divorce Vancouver Society</a> in the Lower Mainland). The Legal Services Society <a href="https://familylaw.lss.bc.ca/visit" target="_blank">lists a number of other resources and consensual dispute resolution processes</a>. They also have a list of <a href="https://familylaw.lss.bc.ca/visit/collaborative-family-lawyers" target="_blank">Collaborative practice groups throughout BC.</a><br />
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<br />CollaborativeDivorceVancouverhttp://www.blogger.com/profile/07665053000852352839noreply@blogger.comtag:blogger.com,1999:blog-3420529941159639031.post-23459317820776377972019-10-02T09:49:00.002-07:002019-10-02T10:05:02.631-07:00Collaborative process discussed on BNN Bloomberg Radio 1410 <a href="http://www.collaborativedivorcebc.com/" target="_blank">Collaborative Divorce Vancouver Society </a>members <a href="http://www.collaborativedivorcebc.com/professionals/jim_doyle" target="_blank">Jim Doyle</a> (<a href="http://www.collaborativedivorcebc.com/team/financial_specialist.php" target="_blank">Financial Specialist</a>), <a href="http://www.collaborativedivorcebc.com/professionals/rahul_aggarwal" target="_blank">Rahul Aggarwal</a> (<a href="http://www.collaborativedivorcebc.com/team/family_lawyer.php" target="_blank">Collaborative Family Lawyer</a>), and <a href="http://www.collaborativedivorcebc.com/professionals/alyson_jones" target="_blank">Alyson Jones</a> (<a href="http://www.collaborativedivorcebc.com/team/divorce_coach.php" target="_blank">Divorce Coach</a> and <a href="http://www.collaborativedivorcebc.com/team/child_specialist.php" target="_blank">Child Specialist</a>) were<a href="https://www.iheartradio.ca/bnn-bloomberg-radio-1410/shows/money-matters-1.5345362?fbclid=IwAR3al65OQkuZM3QKqwpvtF7wu0VLqtK4Y7BfMuxuS5HEee2uB5xQleL8oIg" target="_blank"> featured on an August 2019 BNN Bloomberg 1410 Radio program, discussing the Collaborative process</a>.<br />
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For anyone wanting to learn more about the Collaborative process, you can listen to Jim, Rahul and Alyson on the August 4, 2019 Bloomberg radio program and also <a href="http://www.collaborativedivorcebc.com/collaborative_divorce/whatis.php" target="_blank">refer to the Collaborative Divorce Vancouver's website</a>. </div>
CollaborativeDivorceVancouverhttp://www.blogger.com/profile/07665053000852352839noreply@blogger.comtag:blogger.com,1999:blog-3420529941159639031.post-59108604733264596822019-05-07T13:53:00.001-07:002019-05-07T13:59:32.213-07:00Victoria Pilot Project – Mandatory consensual dispute resolution to include the collaborative process<br />
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<span style="font-size: 11pt;">The </span><a href="http://www.bccollaborativerostersociety.com/" style="font-size: 11pt;" target="_blank">BC Collaborative Roster Society</a><span style="font-size: 11pt;"> is pleased to confirm that on </span><a href="http://www.bclaws.ca/civix/document/id/oic/oic_cur/0137_2019" style="font-size: 11pt;" target="_blank">March 29, 2019, (to come into effect on May 13, 2019) the B.C. legislature passed an order in council to amend the Provincial Court Family Rules.</a><span style="font-size: 11pt;"> The amendment adds a section 5.01 to the Rules, titled: “Early Resolution and Case Management Model”. The “Early Resolution Requirements” will apply at first only to the Victoria registry (as a type of pilot project). The Early Resolution and Case Management Model sets out specific rules which will require any party wishing to commence litigation to first engage in mandatory consensual dispute resolution unless screened out as an inappropriate case to do so. Consensual dispute resolution is defined to be mediation, collaborative process or facilitated negotiation with a Family Justice Services Division officer.</span></div>
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This is an enormous step forward for collaborative process and more importantly, for separated families. This pilot project is almost certainly just the beginning of other provincial court registries being designated Early Resolution and Case management Registries. This is the beginning of statutory change to help implement the Family law Act’s “resolution out of court preferred” and, if successful, may provide a model for the Supreme Court level.<o:p></o:p></div>
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In drafting the new legislation for the pilot project, the government members drafting the legislation consulted directly with a group of senior Collaborative Family Law lawyers, including several members of the board of the Roster Society. The drafters were very responsive to the concerns raised by us about ensuring that the new Rules mean parties are referred to competent Collaborative Law practitioners and are screened appropriately. We have had direct input into the language in the new Rules and into the forms which will be required to be executed by Collaborative professionals as part of the mandatory CDR process.<o:p></o:p></div>
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This is, and has been, an important objective of the Roster Society. We are focused on the growth and development of the collaborative process and feared that if the collaborative process was not specifically identified in mandatory consensual dispute resolution, it (the collaborative process) would not grow and flourish and would be side-lined to mediation. We believe that this is the first statutory change in North America to require an attempt, prior to litigating, at consensual dispute resolution as opposed to simply mandatory mediation Stay tuned. This is a very exciting day for collaborative process and for the future for separated families. <o:p></o:p><br />
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<a href="http://www.bclaws.ca/civix/document/id/oic/oic_cur/0137_2019" target="_blank">Click here for a link to Order In Council No. 137, Approved and Ordered March 29, 2019</a></div>
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By <a href="http://www.bccollaborativerostersociety.com/" target="_blank">BC Collaborative Roster Society</a> & <a href="http://www.collaborativedivorcebc.com/" target="_blank">Collaborative Divorce Vancouver</a> members <a href="http://www.collaborativedivorcebc.com/professionals/justine_mercer" target="_blank">Justine Mercer</a>, <a href="http://www.collaborativedivorcebc.com/professionals/nancy_cameron_qc" target="_blank">Nancy Cameron, Q.C.</a> and <a href="http://www.collaborativedivorcebc.com/professionals/deirdre_prestage_severide" target="_blank">Deirdre Severide</a></div>
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CollaborativeDivorceVancouverhttp://www.blogger.com/profile/07665053000852352839noreply@blogger.comtag:blogger.com,1999:blog-3420529941159639031.post-86429577058970165762018-11-04T14:04:00.000-08:002018-11-04T14:04:00.695-08:00Canada Pension Plan Credit Splitting
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<span lang="EN-US">The <a href="http://www.collaborativedivorcebc.com/" target="_blank">Collaborative Divorce Vancouver Society</a> recently featured a presentation by <a href="http://www.drpensions.ca/about-dr-pensions.html" target="_blank"><span style="color: black;">Doug Runchey </span></a>on the factors that go into the analysis of Canada Pension Plan (CPP) credit splitting that he does through his consulting business <a href="http://www.drpensions.ca/" target="_blank">DR Pensions Consulting</a>.<o:p></o:p></span></div>
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<span lang="EN-US">It is important to consider whether CPP credit
splitting on divorce is a good idea in an individual family’s situation.
The CPP rules are complex and it is not always clear whether a split benefits
both parties when their marriage has dissolved.<o:p></o:p></span></div>
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<span lang="EN-US">In some cases a credit split will not
result in a benefit to either party, or may in fact cost one party more than
the benefit to the other. Situations involving parties already retired, a
child-rearing drop out, one party with a disability, or periods of time where
individuals lived outside of Canada require special attention and analysis.<o:p></o:p></span></div>
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<span lang="EN-US">Parties may obtain their CPP Statements of
Contribution through their <a href="https://www.canada.ca/en/employment-social-development/services/my-account.html" target="_blank">My Service Canada online account </a>or by <a href="https://catalogue.servicecanada.gc.ca/apps/EForms/pdf/en/ISP-2000.pdf" target="_blank">printing out and mailing in the Application</a>.<o:p></o:p></span></div>
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<span lang="EN-US">The government has a useful <a href="https://www.canada.ca/en/employment-social-development/services/pension/reports/credit-splitting.html" target="_blank">Canada Pension Plan Credit Splitting Guide for Legal Professionals </a>with details on how credit splitting works.<span style="mso-spacerun: yes;"> </span>Appendix I contains a table with the conditions of eligibility, including the
minimum period of cohabitation and separation and time limits for applying.<o:p></o:p></span></div>
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<span lang="EN-US"><o:p><a href="http://www.collaborativedivorcebc.com/professionals/cathie_hurlburt" target="_blank">Cathie Hurlburt, Financial Specialist</a></o:p></span></div>
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<!--EndFragment--><br />CollaborativeDivorceVancouverhttp://www.blogger.com/profile/07665053000852352839noreply@blogger.com